This Integrated Report has been prepared in accordance with the Guiding Principles and Content Elements outlined in the International Framework. It forms a discrete section within the Annual Report of the Bank, and is given pride of place because it presents a multi-dimensional view of the Bank’s performance over the year 2020. As stated in the Annual Report of the Board of Directors on page 3, the Board of Directors acknowledges that reasonable care has been exercised in the preparation and presentation of this Integrated Report while preserving its integrity.
The Financial Statements, including Accounting Policies and accompanying notes, provide a true and fair view of the Bank’s performance, financial position, changes in equity and cash flows as opined in the Auditors’ Report. The Financial Statements are in compliance with all applicable Accounting Standards and are free from material misstatement. Our Auditors have expressed their unqualified opinion on these Financial Statements as shown in their “Independent Auditors’ Report” to the shareholders.
This section of the Annual Report covers information that while not immediately crucial to the Integrated Report and the Financial Statements, provides the reader with further details and reference material about the Bank’s performance in 2020.