Bank		Group
As at 31 December	2017 USD ’000	2016 USD ’000	2017 USD ’000	2016 USD ’000
Assets
Cash and cash equivalents	476,551	451,975	510,323	488,946
Balances with Central Banks	449,374	376,420	449,374	376,420
Placements with banks	52,779	77,935	34,802	86,326
Securities purchased under resale agreements	120,739	12,694	130,007	15,692
Derivative financial instruments	10,591	35,386	10,591	35,386
Financial instruments – Held for trading	54,688	56,569	56,240	58,776
Financial investments – Loans and receivables	1,394,572	1,280,872	1,402,309	1,281,603
Loans and advances to customers	7,609,581	6,676,119	7,813,261	6,860,935
Financial investments – Available for sale	117,243	69,847	147,541	108,569
Financial investments – Held to maturity	2,016,659	1,623,354	2,019,893	1,623,858
Investment in subsidiary companies	42,609	41,476	–	–
Investment in associate companies	608	621	2,923	2,808
Investment properties	18,861	20,027	810	852
Property, Plant and Equipment	150,771	103,352	239,501	194,927
Leasehold properties	664	680	880	909
Intangible assets	5,304	3,762	7,029	4,377
Deferred tax assets	–	–	56	36
Other assets	247,413	312,379	254,914	318,570
Total assets	12,769,007	11,143,468	13,080,454	11,458,990
Liabilities
Due to banks	14,414	13,634	14,355	13,711
Securities sold under repurchase agreements	291,044	396,693	291,968	393,363
Derivative financial instruments	463	1,146	463	1,146
Due to customers	10,119,617	8,388,448	10,247,479	8,502,212
Other borrowings	1,165,754	1,304,872	1,205,917	1,365,055
Debt securities issued	–	22,878	37,078	55,810
Current tax liabilities	12,282	–	13,418	1,689
Deferred tax liabilities	38,078	9,608	56,428	27,228
Insurance provision – Life	–	–	3,579	3,436
Insurance provision – Non-life	–	–	2,814	5,176
Other liabilities	121,660	128,383	130,428	144,569
Subordinated term debts	278,501	257,982	276,248	255,643
Total liabilities	12,041,813	10,523,644	12,280,175	10,769,038
Equity
Share capital	130,843	100,134	130,843	100,134
Permanent reserve fund	68,215	53,378	68,215	53,378
Retained earnings	415,245	361,513	425,900	371,555
Other reserves	112,891	104,799	169,254	159,014
Total equity attributable to equity holder of the Bank	727,194	619,824	794,212	684,081
Non-controlling interest	–	–	6,067	5,871
Total equity	727,194	619,824	800,279	689,952
Total liabilities and equity	12,769,007	11,143,468	13,080,454	11,458,990
Contingent liabilities and commitments	3,318,567	3,654,196	3,326,028	3,660,438
Net assets value per share (USD)	48.48	61.98	52.95	68.41

Exchange rate of 1 USD was LKR 152.8548 as at 31 December 2017 (LKR 149.80 as at 31 December 2016).

The Statement of Financial Position given in this page does not form part of the Audited Financial Statements and it is solely for the convenience of the shareholders, investors, bankers and other interested parties of the Financial Statements of the Bank.