Statement of Financial Position

			Company			Group
As at 31 March	Note	Page No.	2020 Rs. ’000	2019 Rs. ’000	Change %	2020 Rs. ’000	2019 Rs. ’000	Change %
Assets
Cash and cash equivalents	22	189	7,164,139	3,294,055	117.49	7,693,032	4,310,595	78.47
Balances with banks and financial institutions	23	190	3,207,440	3,404,533	(5.79)	6,661,407	7,375,423	(9.68)
Financial assets – Fair value through profit or loss	24	190	1,031,719	23,190	4,348.98	1,198,592	72,386	1,555.83
Loans and receivables – Amortised cost	25	193	147,747,511	151,707,902	(2.61)	154,134,934	156,955,837	(1.80)
Insurance and reinsurance receivables	26	210	–	–	–	1,194,933	885,395	34.96
Financial assets – Fair value through other comprehensive income	27	212	324,381	125,651	158.16	1,455,702	125,651	1,058.53
Debt instruments – Amortised cost	28	214	4,106,963	8,002,625	(48.68)	4,813,439	9,091,945	(47.06)
Investments in subsidiaries	29	214	3,213,788	3,213,788	–	–	–	–
Investment in associate	30	216	–	237,633	(100.00)	–	237,633	(100.00)
Investment property	31	218	–	–	–	1,131,652	1,131,596	0.00
Property, plant and equipment	32	220	1,143,929	1,098,286	4.16	3,998,370	4,017,301	(0.47)
Goodwill and intangible assets	33	225	257,581	324,905	(20.72)	368,574	432,340	(14.75)
Right-of-use assets	34	227	1,939,450	84,065	2,207.08	1,639,482	84,065	1,850.26
Deferred tax assets	43	240	376,291	–	100.00	471,841	47,584	891.60
Other assets	35	228	1,147,001	1,024,644	11.94	1,235,329	1,164,884	6.05
Total assets			171,660,193	172,541,277	(0.51)	185,997,287	185,932,635	0.03
Liabilities
Due to banks	36	229	7,938,185	27,273,933	(70.89)	10,978,046	30,475,326	(63.98)
Due to customers	37	231	106,701,027	88,368,656	20.75	107,685,592	88,923,196	21.10
Debt securities issued	38	232	18,479,260	21,275,031	(13.14)	18,338,039	21,134,040	(13.23)
Other financial liabilities	39	235	3,014,117	2,480,377	21.52	2,829,708	2,464,936	14.80
Insurance liabilities and reinsurance payable	40	236	–	–	–	5,065,220	4,880,873	3.78
Lease liabilities	41	238	1,909,098	–	100.00	1,594,245	–	100.00
Current tax liabilities	42	239	1,803,309	2,238,257	(19.43)	2,077,418	2,323,647	(10.60)
Deferred tax liabilities	43	240	–	837,179	(100.00)	418,132	1,141,973	(63.39)
Other liabilities	44	242	1,568,565	1,464,489	7.11	1,700,685	1,606,686	5.85
Total liabilities			141,413,561	143,937,922	(1.75)	150,687,085	152,950,677	(1.48)
Equity
Stated capital	45	245	13,915,414	13,236,073	5.13	13,915,414	13,236,073	5.13
Statutory reserve fund	46	246	2,205,344	2,058,219	7.15	2,235,077	2,070,667	7.94
Retained earnings	47	247	14,227,988	13,361,805	6.48	16,517,824	15,198,424	8.68
Other reserves	48	247	(102,114)	(52,742)	93.61	285,103	207,274	37.55
Total equity attributable to equity holders of the Company			30,246,632	28,603,355	5.75	32,953,418	30,712,438	7.30
Non-controlling interest	49	249	–	–	–	2,356,784	2,269,520	3.85
Total equity			30,246,632	28,603,355	5.75	35,310,202	32,981,958	7.06
Total liabilities and equity			171,660,193	172,541,277	(0.51)	185,997,287	185,932,635	0.03
Contingent liabilities and commitments	53	250	5,316,892	7,775,864	(31.62)	5,350,615	7,788,708	(31.30)
Net assets value per ordinary share (Rs.)	54	252	18.58	18.10	2.64	20.25	19.44	4.14

The Notes appearing on pages 155 to 288 form an integral part of the Financial Statements.

We certify that these Financial Statements have been prepared in compliance with the requirements of the Companies Act No. 07 of 2007.

 

8 July 2020