People’s Leasing & Finance PLC

Annual Report 2018/19

සිංහල  |  தமிழ்


Supplementary reports


ACA Associate Chartered Accountant
ACMA Associate Chartered Management Accountant
AGM Annual General Meeting
AIB Associate of Institute of Bankers
AICM Associate of Institute of Credit Management
ALCO Assets and Liability Management Committee
AML/TF Anti-Money Laundering/Terrorist Financing
ATM Automated Teller Machine
AWPLR Average Weighted Prime Lending Rate
BA Bachelor of Arts
BAC Board Audit Committee
B B Mgt Bachelors in Business Management
B Com Bachelor of Commerce
BCP Business Continuity Plan
BIM British Institute of Management
BSc Bachelor of Science
BSc Ag Sp Bachelor of Science
Agriculture Special
BCSL Bio Conservation Society
CDSB Climate Disclosure
Standards Board
CBSL Central Bank of Sri Lanka
CBOs Community based Organisations
CDM Cash Deposit Machine
CEA Central Environmental Authority
CEFT Common Electronic Fund Transfer Switch
CEO Chief Executive Officer
CGMA Chartered Global Management Accountant
CIM Chartered Institute of Marketing
CIMA Chartered Institute of Management Accountants
CIB Chartered Institute of Bankers
CMA Certified Management Accountant
CPM Certified Professional Managers
CSR Corporate Social Responsibility
CSE Colombo Stock Exchange
DGM Deputy General Manager
DMU Decision making Unit
DNV Det Norske Veritas
DRP Disaster Recovery Plan
EPF Employees’ Provident Fund
EPS Earnings Per Ordinary Share
ESG Environment Social Governance
ESMS Environmental Social Management System
ETF Employees’ Trust Fund
EVA Economic Value Addition
FBIM Fellowship of the British Institute of Management
FCA Fellow Chartered Accountant
FCIM Fellow of Chartered Institute
of Marketing (UK)
FCMA Fellow Chartered Management Accountant
GDP Gross Domestic Product
GHG Greenhouse Gases
GL General Ledger
GRI Global Reporting Initiative
GWP Gross Written Premium
HR Human Resources
HND Higher National Diploma
IBSL Institute of Bankers of Sri Lanka
ICASL/CASL Institute of Chartered Accountants of Sri Lanka
ICT Information and Communications Technology
IFFSA Islamic Finance Forum of
South Asia
IIA Institute of Internal Auditors
INST TT Institute of Travel and Tourism
IPFM Institute of Professional Financial Managers
IRMC Integrated Risk Management Committee
IRMOC Integrated Risk Management Operating Committee
IT Information Technology
ITN Independent Television Network
IUCN International Union for Conservation of Nature
KMP Key Management Personnel
KPI Key Performance Indicators
KRI Key Risk Indicators
KYC Know Your Customer
LAF Lankan Alliance Finance Limited
LFC Licensed Financed Companies
LTV Loan to Value Ratio
MBA Master of Business Administration
MCIM Member of Chartered Institute
of Marketing
MIS Management Information Systems
MSc Master of Science
MVA Market Value Added
MVC Most Valuable Customer
NASCO National Sales Congress
NBFI Non-Bank Financial Institution
NBT Nation Building Tax
NCP Natural Capital Partners of
the UK
NIBM National Institute of Business Management
NIM Net Interest Margin
NPL Non-Performing Loan
OCA Olympic Council of Asia
PAT Profit After Tax
PBT Profit Before Tax
PGDiP Post Graduate Diploma
PI People’s Insurance PLC
PIM Postgraduate Institute of Management
PLC People’s Leasing & Finance PLC
PLFML People’s Leasing Fleet Management Limited
PLHPL People’s Leasing Havelock Properties Limited
PLPDL People’s Leasing Property Development Limited
PML People’s Micro-commerce Ltd.
R&NC Remuneration & Nomination Committee
ROA Return on Assets
ROCE Return on Capital Employed
ROE Return on Equity
RPT Related Party Transactions
RPTRC Related Party Transactions Review Committee
SEC Securities and Exchange Commission of Sri Lanka
SDGs Sustainable Development Goals
SLBC Sri Lanka Broadcasting Corporation
SLFRS/LKAS Sri Lanka Accounting Standards
SLIBOR Sri Lanka Inter Bank Offer Rate
SLIBFI Sri Lanka Islamic Banking & Finance Institutions
SLICM Sri Lanka Institute of Credit Management
SLIM Sri Lanka Institute of Marketing
SLID Sri Lanka Institute of Directors
SLITAD Sri Lanka Institute of Training & Development
SLIPS Sri Lanka Interbank Payment
SMC Senior Management Committee
SME Small and Medium Enterprises
SUROL Society for the Upliftment and Rehabilitation of Leprosy affected Persons
TOR Terms of Reference
UNGC United Nations Global Compact Advanced Principles
VAPT Vulnerability Assessment and Penetration Test
VAT Value Added Tax