AC
|
Amortised Cost
|
AGM
|
Annual General Meeting
|
ALCO
|
Assets and Liabilities Committee
|
AMA
|
Advanced Measurement Approaches
|
AML
|
Anti-Money Laundering
|
ASPI
|
All Share Price Index
|
BAC
|
Board Audit Committee
|
BCBS
|
Basel Committee on Banking Supervision
|
BCC
|
Board Credit Committee
|
BCMSC
|
Business Continuity Management Steering Committee
|
BCP
|
Business Continuity Plan
|
BHRRC
|
Board Human Resources and Remuneration Committee
|
BIA
|
Basic Indicator Approach
|
BIC
|
Board Investment Committee
|
BIRMC
|
Board Integrated Risk Management Committee
|
BIS
|
Bank for International Settlements
|
BNC
|
Board Nomination Committee
|
BRPTRC
|
Board Related Party Transactions Review Committee
|
BSDC
|
Board Strategy Development Committee
|
BTC
|
Board Technology Committee
|
CAR
|
Capital Adequacy Ratio
|
CASA
|
Current Accounts and Savings Accounts
|
CBSL
|
Central Bank of Sri Lanka
|
CCB
|
Capital Conservation Buffer
|
CCR
|
Counterparty Credit Risk
|
CET 1
|
Common Equity Tier 1
|
CFM
|
Close Family Members
|
CPC
|
Credit Policy Committee
|
CRAB
|
Credit Rating Agency of Bangladesh
|
CRM
|
Credit Risk Mitigation
|
CSE
|
Colombo Stock Exchange
|
CCF
|
Credit Conversion Factor
|
DBU
|
Domestic Banking Unit
|
DPD
|
Days Past Due
|
DRP
|
Disaster Recovery Plan
|
D-SIB
|
Domestic systemically Important Bank
|
EAD
|
Exposure at Default
|
EAR
|
Earnings at Risk
|
ECL
|
Expected Credit Loss
|
ECMN
|
Executive Committee on Monitoring NPA
|
EGM
|
Extraordinary General Meeting
|
EIR
|
Effective Interest Rate
|
EIRMC
|
Executive Integrated Risk Management Committee
|
ESOP
|
Employee Share Option Plan
|
EVE
|
Economic Value of Equity
|
FIS
|
Fixed Income Securities
|
FVOCI
|
Financial assets measured at Fair Value through Other Comprehensive Income
|
FVTPL
|
Financial assets measured at Fair Value through Profit or Loss
|
FX
|
Foreign Exchange
|
FY
|
Financial Year
|
GDP
|
Gross Domestic Product
|
GRI
|
Global Reporting Initiatives
|
HQLA
|
High Quality Liquid Assets
|
IBR
|
Incremental Borrowing Rate
|
ICAAP
|
Internal Capital Adequacy Assessment Process
|
ICASL
|
Institute of Chartered Accountants of Sri Lanka
|
IMF
|
International Monetary Fund
|
IRMD
|
Integrated Risk Management Department
|
IRR
|
Interest Rate Risk
|
IRRBB
|
Interest Rate Risk in Banking Books
|
ISC
|
Information Security Council
|
ISMS
|
Information Security Management System
|
IIRC
|
International Integrated Reporting Council
|
KCRI
|
Key Risk Indicators
|
KIRI
|
Key IT Risk Indicators
|
KMP
|
Key Management Personnel
|
KORI
|
Key Operational Risk Indicators
|
LCB
|
Licensed Commercial Bank
|
LCR
|
Liquidity Coverage Ratio
|
LGD
|
Loss Given Default
|
LSB
|
Licensed Specialised Bank
|
LTECL
|
Life Time Expected Credit Loss
|
LTV
|
Loan to Value Ratio
|
MATs
|
Management Action Triggers
|
MRMU
|
Market Risk Management Unit
|
MSME
|
Micro Small and Medium Enterprises
|
NCI
|
Non-Controlling Interest
|
NII
|
Net Interest Income
|
NIM
|
Net Interest Margin
|
NOP
|
Net Open Position
|
NPA
|
Non-Performing Assets
|
NPL
|
Non-Performing Loans
|
NSFR
|
Net Stable Funding Ratio
|
OCI
|
Other Comprehensive Income
|
PAT
|
Profit After Tax
|
PBT
|
Profit Before Tax
|
PD
|
Probability of Default
|
POCI
|
Purchased or Originated Credit Impaired (Financial Assets)
|
RAS
|
Risk Appetite Statement
|
RCSA
|
Risk Control Self Assessment
|
ROA
|
Return on Assets
|
ROE
|
Return on Equity
|
RPT
|
Related Party Transactions
|
RSA
|
Rate Sensitive Assets
|
RSL
|
Rate Sensitive Liabilities
|
RWA
|
Risk Weighted Assets
|
RUA
|
Right of Use Asset
|
SA
|
Standardised Approach
|
SEC
|
Securities and Exchange Commission of Sri Lanka
|
SEMS
|
Social and Environment Management System
|
SICR
|
Significant Increase in Credit Risk
|
SLAR
|
Statutory Liquid Assets Ratio
|
SLDB
|
Sri Lanka Development Bond
|
SLFRS
|
Sri Lanka Financial Reporting Standards
|
SME
|
Small and Medium Enterprise
|
SOFP
|
Statement of Financial Position
|
SPPI
|
Solely Payment of Principal and Interest
|
SLSB
|
Sri Lanka Sovereign Bond
|
UNGC
|
United Nations Global Compact
|
WSME
|
Women, Small and Medium Enterprises
|
VaR
|
Value at Risk
|
YoY
|
Year-on-Year
|
12mECL
|
12 months Expected Credit Loss
|