| Regulatory capital adequacy |
|
|
|
|
|
|
|
|
| Basel III |
|
|
|
|
|
|
|
|
| Common equity Tier I capital ratio (%) |
11.00 |
10.76 |
11.70 |
12.01 |
12.42 |
12.02 |
N/A |
N/A |
| Tier I capital ratio (%) |
11.00 |
10.76 |
11.70 |
12.01 |
12.42 |
12.02 |
N/A |
N/A |
| Total capital ratio (%) |
12.54 |
12.39 |
13.82 |
14.12 |
14.59 |
14.25 |
N/A |
N/A |
| Basel II |
|
|
|
|
|
|
|
|
| Core capital adequacy ratio (%) |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
13.01 |
11.04 |
| Total capital adequacy ratio (%) |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
14.81 |
11.51 |
| Asset quality |
|
|
|
|
|
|
|
|
| Gross non-performing advances ratio (%) |
2.56 |
2.59 |
2.46 |
2.35 |
2.07 |
2.20 |
2.21 |
2.17 |
| Net non-performing advances ratio (%) |
0.08 |
0.24 |
0.17 |
0.11 |
1.02 |
0.14 |
0.13 |
0.13 |
| Profitability |
|
|
|
|
|
|
|
|
| Interest margin (%) |
5.50 |
5.53 |
5.33 |
5.26 |
5.57 |
6.75 |
6.82 |
6.67 |
| Return on assets (%) |
0.72 |
0.83 |
0.86 |
0.86 |
1.01 |
0.96 |
0.96 |
1.01 |
| Return on equity (%) |
4.83 |
5.91 |
6.16 |
6.33 |
7.90 |
6.98 |
6.37 |
7.92 |
| Regulatory liquidity |
|
|
|
|
|
|
|
|
| Statutory liquid asset ratio (%) |
23.22 |
21.32 |
21.15 |
21.02 |
21.34 |
21.23 |
21.49 |
21.26 |
| Statutory liquid assets (LKR ’000) |
14,811,217 |
13,526,330 |
12,991,250 |
12,268,781 |
11,829,936 |
10,823,751 |
10,282,201 |
9,538,888 |
| Liquidity coverage ratio (%) |
142.15 |
167.66 |
126.49 |
91.59 |
94.09 |
N/A |
N/A |
N/A |
| Share information |
|
|
|
|
|
|
|
|
| Market value per share (LKR) |
75.00 |
71.70 |
94.00 |
107.60 |
101.90 |
97.00 |
103.00 |
99.00 |
| Highest price per share for the period (LKR) |
112.90 |
93.50 |
110.00 |
112.90 |
122.50 |
110.00 |
122.56 |
106.00 |
| Lowest price per share for the period (LKR) |
70.00 |
70.10 |
88.00 |
101.00 |
93.80 |
96.00 |
98.00 |
95.20 |
| Debenture information |
|
|
|
|
|
|
|
|
| Debt to equity ratio (Times) |
11.83 |
11.34 |
11.10 |
10.36 |
10.08 |
9.81 |
9.26 |
11.22 |
| Interest cover (Times) |
1.08 |
1.09 |
1.09 |
1.09 |
1.11 |
1.11 |
1.11 |
1.12 |
| Quick asset ratio (Times) |
0.65 |
0.70 |
0.70 |
0.61 |
0.63 |
0.69 |
0.59 |
0.63 |