2018 Rs. |
2017 Rs. |
2016 Rs. |
2015 Rs. |
2014 Rs. |
|
Interest income | 13,116,781,577 | 10,829,333,073 | 8,177,186,889 | 6,609,248,423 | 4,850,169,802 |
Interest expenses | (8,423,757,728) | (6,941,840,502) | (4,846,840,351) | (3,240,874,613) | (2,400,763,438) |
Net interest income | 4,693,023,848 | 3,887,492,571 | 3,330,346,538 | 3,368,373,811 | 2,449,406,364 |
Fee and commission income | 226,767,650 | 278,769,564 | 212,540,050 | 217,475,178 | 164,626,078 |
Fee and commission expenses | (4,396,881) | (3,511,098) | (9,596,114) | (2,965,660) | (2,282,774) |
Net fee and commission income | 222,370,770 | 275,258,465 | 202,943,936 | 214,509,519 | 162,343,304 |
Net gain/(loss) from financial instruments at fair value through profit or loss | 280,172,060 | 211,759,394 | 17,351,017 | 5,094,794 | 53,941,819 |
Other operating income (net) | 20,811,102 | 50,845,398 | 40,045,507 | 52,026,524 | 168,427,740 |
Total operating income | 5,216,377,781 | 4,425,355,828 | 3,590,686,997 | 3,640,004,647 | 2,834,119,227 |
Impairment for loans and other losses | (525,843,880) | (293,536,910) | (125,043,863) | (49,594,295) | (204,389,615) |
Net operating income | 4,690,533,900 | 4,131,818,919 | 3,465,643,134 | 3,590,410,352 | 2,629,729,612 |
Personnel expenses | (1,911,601,388) | (1,474,145,865) | (1,266,115,183) | (1,114,753,851) | (767,848,094) |
Other expenses | (1,750,392,284) | (1,555,628,153) | (1,289,848,347) | (1,091,457,100) | (920,427,546) |
Operating profit before value added tax (VAT) | 1,028,540,229 | 1,102,044,900 | 909,679,605 | 1,384,199,400 | 941,453,972 |
Value added tax (VAT) on financial services | (362,940,818) | (349,443,790) | (292,254,188) | (273,640,749) | (190,274,968) |
National Building Tax (NBT) on financial services | (52,702,722) | ||||
Debt repayment Levy | (53,282,253) | ||||
Operating profit after value added tax (VAT) | 559,614,436 | 752,601,110 | 617,425,417 | 1,110,558,651 | 751,179,004 |
Profit before tax | 559,614,436 | 752,601,110 | 617,425,417 | 1,110,558,651 | 751,179,004 |
Tax expenses | (263,524,502) | (244,777,577) | (213,703,773) | (389,984,089) | (246,732,027) |
Profit for the year | 296,089,933 | 507,823,532 | 403,721,644 | 720,574,562 | 504,446,976 |
Other Comprehensive Income | |||||
Actuarial losses on defined benefit plans | (45,995,306) | 2,885,075 | (49,638,943) | (2,687,681) | (27,091,104) |
Income tax relating to other comprehesive income | 12,878,686 | (807,821) | 13,898,904 | - | - |
Gains and losses on re-measuring available-for-sale financial assets | (3,388,111) | - | (12,453,979) | 752,551 | 7,585,510 |
Other Comprehensive Income for the year net of tax | (36,504,731) | 2,077,254 | (48,194,018) | (1,935,130) | (19,505,594) |
Total Comprehensive Income for the year | 259,585,202 | 509,900,786 | 355,527,626 | 718,639,432 | 484,941,382 |
- | |||||
Basic earnings per share on profit | |||||
Basic earnings per share - Basic (Rs.) | 4.73 | 10.18 | 9.60 | 17.90 | 13.36 |
Diluted earning per share - (Rs). | 9.90 |