| Advances to deposits |
(Times) |
Total Advances/Total deposits |
| Collective impairment to total loans & advances |
(%) |
(Collective impairment/Gross portfolio)*100 |
| Cost to income ratio |
(%) |
(Total operating cost without VAT on FS/Total operating income)*100 |
| Current ratio |
(Times) |
current assets/Current liabilities |
| Debt equity |
(Times) |
Borrowings/equity |
| Debt equity with contingencies |
(Times) |
(Borrowings+contingencies)/Equity |
| Debt to total assets |
(Times) |
Borrowings/Total assets |
| Dividend cover |
(Times) |
Profit/loss attributable to ordinary shareholders/Total dividends |
| Dividend payout |
(%) |
(Total dividends /Profit/loss attributable to ordinary shareholders)*100 |
| Dividend yield |
(%) |
(Dividend per share/market price per share)*100 |
| Earnings per share |
Rs. |
Profit/loss attributable to ordinary shareholders/Number of shares |
| Earnings yield |
(%) |
(Earnings per share/Market price per share)*100 |
| Gross non-performing advances ratio |
(%) |
{Non-performing portfolio (net of interest in suspend and unearned income)/Gross portfolio (net of interest in suspend and unearned income)}*100 |
| Individual impairment to total loans and advances |
(%) |
(Individual impairment/Gross portfolio)*100 |
| Interest cover |
(Times) |
Profit before interest and tax/Interest cost |
| Lending to loan & advances ratio |
(%) |
(Current year granting/Gross loans and advances)*100 |
| Market capitalization |
Rs. |
Market price per share*Number of shares |
| Net asset per share |
Rs. |
Total Advances/Total deposits |
| Net interest margin |
(%) |
(Net interest income/average interest earning assets)*100 |
| Non-performing ratio |
(%) |
(Gross non performing portfolio/Gross portfolio)*100 |
| Operating profit margin |
(%) |
(Operating profit before VAT on FS/Gross income)*100 |
| Price earnings |
Times |
market price per share/Earnings per share |
| Price to book value |
Times |
Market price/Net asset per share |
| Provision cover |
Times |
Provisions (CBSL)/Non performing assets |
| Quick asset ratio |
(%) |
(Current asset-Inventory)/Current liabilities |
| Return on asset |
(%) |
(Profit before tax/Total average assets)*100 |
| Return on capital employed |
(%) |
{Profit before interest and tax/(Borrowings+Deposits+equity)*100 |
| Return on equity |
(%) |
(Profit after tax/Average equity)*100 |
| Total impairment to gross portfolio |
(%) |
(Total impairment portfolio/Gross portfolio)*100 |
| Total return on share |
(%) |
{(Closing market price-opening market price)+DPS/Opening market price}*100 |