A |
|
| AC | Air Conditioner |
| ACA | Associate Chartered Accountant |
| ADB | Asian Development Bank |
| AFS | Available for Sale |
| AGM | Assistant General Manager/Annual General Meeting (as appropriate) |
| ALCO | Assets and Liability Management Committee |
| AML | Anti-Money Laundering |
| AT I | Additional Tier I |
| ATM | Automated Teller Machine |
| AWPLR | Average Weighted Prime Lending Rate |
B |
|
| BAC | Board Audit Committee |
| BCP | Business Continuity Plan |
| BIA | Business Impact Analysis |
| BIRMC | Board Integrated Risk Management Committee |
| BIS | Bank for International Settlements |
| BIO | Belgian Investment Company for Developing Countries NV/SA |
| Bn. | Billions |
| BNO | Bank Notes Operation |
| BOD | Board of Directors BRPTRC Board Related Party Transaction Review Committee |
| BRC | Business Registration Certificate |
| BSS | Baseline Standard |
C |
|
| CAR | Capital Adequacy Ratio |
| CASL | Chartered Accountants of Sri Lanka (ICASL) |
| CBSL | Central Bank of Sri Lanka |
| CCB | Capital Conservation Buffer |
| CEO | Chief Executive Officer |
| CET 1 | Common Equity Tier I |
| CFO | Chief Financial Officer |
| CO2e | Carbon Dioxide Equivalent, is a standard unit for measuring carbon footprints |
| CRIB | Credit Information Bureau of Sri Lanka |
| CRMU | Credit Risk Management Unit |
| CRRF | Credit Risk Review Function |
| CSE | Colombo Stock Exchange |
| CSR | Corporate Social Responsibility |
D |
|
| DFI | Development Financial Institutions |
| DGM | Deputy General Manager |
| DMS | Document Management System/ Delinquency Monitoring System |
| DPS | Dividend per Share |
| DRP | Disaster Recovery Plan |
| DGGF | Dutch Good Growth Fund (Stichting foundsbeheer DGGF lokaal MKB) |
E |
|
| EAR | Earnings at Risk |
| EIR | Effective Interest Rate |
| EPF | Employees’ Provident Fund |
| EPS | Earnings per Share |
| ERM | Enterprise Risk Management |
| ESC | Economic Service Charges |
| ESOP | Employee Share Option Plan |
| ETF | Employees’ Trust Fund |
| EUR | Euro |
| EVA | Economic Value Addition |
| EWS | Early Warning Signals |
F |
|
| FSVAT | Financial Services Value Added Tax |
G |
|
| GDP | Gross Domestic Product |
| GHG | Green House Gas |
| GL | General Ledger |
| GRI | Global Reporting Initiative |
| GRO | Group Risk Officer |
H |
|
| HO | Head Office |
| HQLA | High Quality Liquid Assets |
| HR | Human Resources |
| HRD | Human Resources Development |
| HTM | Held to Maturity |
I |
|
| IBSL | Institute of Bankers of Sri Lanka |
| ICAAP | Internal Capital Adequacy Assessment Process |
| ICASL | Institute of Chartered Accountants of Sri Lanka |
| ICC | International Chamber of Commerce |
| ICOFR | Internal Control Over Financial Reporting |
| ICT | Information and Communications Technology |
| IFA | Investment Fund Account |
| IFRS | International Financial Reporting Standards |
| IIRC | International Integrated Reporting Council |
| IND | Independent Director |
| IRMC | Integrated Risk Management Committee |
| IRMU | Integrated Risk Management Unit |
| ISMS | Information Security Management System |
| ISO | International Organization for Standardization |
| IT | Information Technology |
K |
|
| kg | Kilograms |
| km | Kilometre |
| KMP | Key Management Personnel |
| KPI | Key Performance Indicator |
| KRI | Key Risk Indicators |
| kWh | Kilowatt-hour |
| KYC | Know Your Customer |
L |
|
| LCB | Local Commercial Bank |
| LCR | Liquidity Coverage Ratio |
| LGD | Loss Given Default |
| LKAS | Sri Lanka Accounting Standards |
| LTV | Ratio Loan to Value Ratio |
M |
|
| m3 | Cubic meter |
| MIS | Management Information Systems |
| MoM | Month on Month |
| Mn. | Millions |
| MSME | Micro, Small and Medium Scale Entrepreneur |
| MW | Megawatt |
N |
|
| N/A | Not Applicable |
| NBT | Nation Building Tax |
| NED | Non-Executive Director |
| NIC | National Identity Card |
| NID | Non-Independent Director |
| NII | Net Interest Income |
| NIM | Net Interest Margin |
| NPA | Non-Performing Assets |
| NPL | Non-Performing Loans |
O |
|
| OBS | Off-Balance Sheet |
| OCI | Other Comprehensive Income |
| ORMU | Operational Risk Management Unit |
| OTC | Over-the-Counter |
P |
|
| p.a. | Per Annum |
| P/E | Price Earnings Ratio |
| PAT | Profit After Tax |
| PBT | Profit Before Tax |
| PD | Probability of Default |
| PoS | Point of Sale |
Q |
|
| Q&A | Question and Answer |
R |
|
| RCSA | Risk and Control Self Assessments |
| RMU | Risk Management Unit |
| ROA | Return on Assets |
| ROCE | Return on Capital Employed |
| ROE | Return on Equity |
| RPT | Related Party Transaction |
| RPTRC | Related Party Transactions Review Committee |
| RSA | Rate Sensitive Assets |
| RSL | Rate Sensitive Liabilities |
| RWA | Risk Weighted Assets |
S |
|
| SAFA | South Asian Federation of Accountants |
| SBU | Strategic Business Unit |
| SDF | Standing Deposit Facility |
| SEC | Securities and Exchange Commission of Sri Lanka |
| SLA | Statutory Liquid Assets |
| SLAR | Statutory Liquid Asset Ratio |
| SLAS | Sri Lanka Accounting Standards |
| SLDB | Sri Lanka Development Bonds |
| SLF | Standing Lending Facility |
| SLFRS | Sri Lanka Financial Reporting Standards |
| SLIBOR | Sri Lanka Inter Bank Offered Rate |
| SLIPS | Sri Lanka Interbank Payments System |
| SME | Small and Medium Enterprises |
| SMS | Short Message Service |
| SREP | Supervisory Review Process |
| SWIFT | Society for Worldwide Interbank Financial Telecommunication |
T |
|
| Tn. | Trillion |
| ToR | Terms of Reference |
| TRWCR | Total Risk Weighted Capital Ratio |
| TT | Telegraphic Transfer |
V |
|
| VAR | Value at Risk |
| VAT | Value Added Tax |
W |
|
| WHT | Withholding Tax |
Y |
|
| YoY | Year on Year |