| Regulatory capital adequacy ratio |
|
|
|
|
|
|
|
|
| Common equity Tier I capital ratio (%) |
9.43 |
9.98 |
10.24 |
10.87 |
11.00 |
10.76 |
11.70 |
12.01 |
| Tier I capital ratio (%) |
9.43 |
9.98 |
10.24 |
10.87 |
11.00 |
10.76 |
11.70 |
12.01 |
| Total capital ratio (%) |
14.80 |
13.81 |
14.21 |
12.32 |
12.54 |
12.39 |
13.82 |
14.12 |
| Leverage ratio (%) |
6.61 |
7.12 |
7.38 |
7.74 |
7.32 |
N/A |
N/A |
N/A |
| Regulatory liquidity |
|
|
|
|
|
|
|
|
| Statutory liquid asset (LKR Mn.) |
14,831 |
14,750 |
13,962 |
13,624 |
14,811 |
13,526 |
12,991 |
12,268 |
| Statutory liquid asset ratio (%) |
21.74 |
21.96 |
20.74 |
20.67 |
23.22 |
21.32 |
21.15 |
21.02 |
| Total stock of high quality liquid assets (LKR Mn.) |
5,822 |
4,574 |
2,553 |
4,091 |
3,460 |
4,314 |
3,280 |
2,145 |
| Liquidity coverage ratio (%) |
123.77 |
164.41 |
111.56 |
162.90 |
142.15 |
167.66 |
126.49 |
91.59 |
| Net stable funding ratio (%) |
130.09 |
125.82 |
111.70 |
129.94 |
129.48 |
N/A |
N/A |
N/A |
| Asset quality |
|
|
|
|
|
|
|
|
| Gross non-performing advances ratio (%) |
4.38 |
4.21 |
3.69 |
3.25 |
2.56 |
2.59 |
2.46 |
2.35 |
| Net non-performing advances ratio (%) |
1.87 |
2.23 |
0.61 |
0.46 |
1.48 |
0.24 |
0.17 |
0.11 |
| Profitability |
|
|
|
|
|
|
|
|
| Interest margin (%) |
5.88 |
5.74 |
5.78 |
5.81 |
5.50 |
5.53 |
5.33 |
5.26 |
| Return on assets (%) |
0.57 |
0.31 |
0.64 |
0.52 |
0.72 |
0.83 |
0.86 |
0.86 |
| Return on equity (%) |
3.35 |
1.72 |
4.03 |
2.56 |
4.83 |
5.91 |
6.16 |
6.33 |
| Share information |
|
|
|
|
|
|
|
|
| Market value per share (LKR) |
63.90 |
61.10 |
60.00 |
60.00 |
75.00 |
71.70 |
94.00 |
107.60 |
| Highest price per share
for the period (LKR) |
65.80 |
74.00 |
67.90 |
75.00 |
112.90 |
93.50 |
110.00 |
112.90 |
| Lowest price per share
for the period (LKR) |
59.30 |
59.50 |
58.00 |
60.00 |
70.00 |
70.10 |
88.00 |
101.00 |
| Debenture information |
|
|
|
|
|
|
|
|
| Debt to equity ratio (Times) |
12.77 |
12.36 |
11.75 |
11.58 |
11.83 |
11.34 |
11.10 |
10.36 |
| Interest cover (Times) |
1.06 |
1.03 |
1.07 |
1.06 |
1.08 |
1.09 |
1.09 |
1.09 |
| Quick assets ratio (Times) |
0.59 |
0.68 |
0.67 |
0.63 |
0.65 |
0.70 |
0.70 |
0.61 |
| Interest rate for comparable
Government security (%) |
|
|
|
|
|
|
|
|
| Type A |
– |
– |
– |
– |
11.42 |
11.03 |
9.94 |
10.10 |
| Type B |
9.72 |
10.22 |
9.88 |
10.91 |
11.58 |
11.40 |
10.32 |
10.30 |
| Type C |
– |
– |
– |
– |
11.42 |
11.03 |
9.94 |
10.10 |
| Type D |
9.72 |
10.22 |
9.88 |
10.91 |
11.58 |
11.40 |
10.32 |
10.30 |