AGM Annual General Meeting
AFS Available-for-sale
ALCO Assets and Liabilities Committee
BAC Board Audit Committee
BCC Board Credit Committee
BCP Business Continuity Plan
BHRRC Board Human Resources & Remuneration Committee
BIRMC Board Integrated Risk Management Committee
BNC Board Nomination Committee
BRPTRC Board Related Party Transactions Review Committee
CAR Capital Adequacy Ratio
CASL Institute of Chartered Accountants of Sri Lanka
CBSL Central Bank of Sri Lanka
CCF Credit Conversion Factor
CEO Chief Executive Officer
CFM Close Family Members
CFO Chief Financial Officer
COO Chief Operating Officer
CRO Chief Risk Officer
CSE Colombo Stock Exchange
DRP Disaster Recovery Plan
EGM Extraordinary General Meeting
ESOP Employee Share Ownership Plan
EVE Economic Value of Equity
EAD Exposure at Default
ECL Expected Credit Losses
FIS Fixed Income Securities
FS Financial Statements
FX Foreign Exchange
FY Financial Year
FVTPL Fair Value Through Profit or Loss
GDP Gross Domestic Product
GOSL Government of Sri Lanka
GRI Global Reporting Initiative
HFT Held-for-trading
HR Human Resources
HTM Held-to-maturity
IMF International Monetary Fund
IRMD Integrated Risk Management Department
IRR Interest Rate Risk
KRI Key Risk Indicators
KMP Key Management Personnel
LCB Licensed Commercial Bank
LCR Liquidity Coverage Ratio
LSB Licensed Specialised Bank
LGD Loss Given Default
LKAS Sri Lanka Accounting Standards
LTV Loan to Value Ratio
NFR Net Flow Rate
NII Net Interest Income
NIM Net Interest Margin
NPA Non-Performing Assets
NPL Non-Performing Loans
OCI Other Comprehensive Income
PAT Profit After Tax
PBT Profit Before Tax
PD Probability of Default
ROA Return on Assets
ROE Return on Equity
RPT Related Party Transactions
RWA Risk Weighted Assets
SEC Securities and Exchange Commission of Sri Lanka
SLFRS Sri Lanka Financial Reporting Standards
SME Small and Medium Enterprise
SLAR Statutory Liquid Assets Ratio
VaR Value at Risk
YoY Year-on-Year