Group | Based on SLFRS 9 | Based on LKAS 39 | |||
LKR Mn | Year ended 31 December 2020 |
Year ended 31 December 2019 |
Year ended 31 December 2018 |
Year ended 31 December 2017 |
Year ended 31 December 2016 |
Operating results | |||||
Total income | 43,604 | 43,648 | 39,448 | 35,987 | 26,980 |
Profit before tax | 3,944 | 3,308 | 4,676 | 5,891 | 4,674 |
Tax expense | 1,097 | 1,008 | 1,606 | 1,458 | 1,205 |
Profit attributable to equity holders of the Bank | 2,745 | 2,214 | 3,011 | 4,362 | 3,415 |
Statement of financial position | |||||
Assets | |||||
Cash and short-term funds | 28,063 | 14,326 | 17,331 | 21,390 | 13,824 |
Loans to and receivables from banks and other customers |
306,062 | 272,818 | 249,690 | 213,704 | 185,872 |
Financial investments | 120,932 | 108,171 | 100,580 | 91,707 | 84,675 |
Investments in associate and joint venture | 2,481 | 2,096 | 1,989 | 1,684 | 1,443 |
Other assets | 9,829 | 9,500 | 7,172 | 5,983 | 5,400 |
Total assets | 467,367 | 406,911 | 376,762 | 334,468 | 291,214 |
Liabilities | |||||
Due to depositors | 309,566 | 247,458 | 241,915 | 192,920 | 140,220 |
Due to other borrowers | 97,406 | 102,910 | 82,589 | 84,578 | 97,224 |
Other liabilities | 8,686 | 7,117 | 6,602 | 7,568 | 6,660 |
Total liabilities | 415,658 | 357,485 | 331,106 | 285,066 | 244,104 |
Equity | |||||
Total equity attributable to equity holders of the Bank | 51,426 | 49,163 | 45,398 | 49,125 | 46,850 |
Non-controlling interests | 283 | 263 | 258 | 277 | 260 |
Total equity and liabilities | 467,367 | 406,911 | 376,762 | 334,468 | 291,214 |
Return on equity, %* | 6.16 | 5.32 | 7.70 | 12.08 | 10.3 |
Return on total assets, %* | 0.91 | 0.59 | 0.88 | 1.47 | 1.4 |
Earnings per share, LKR | 9.00 | 7.62 | 11.36 | 16.45 | 12.88 |
Net asset value per share, LKR | 168.06 | 161.62 | 171.25 | 185.31 | 176.73 |
Capital adequacy | |||||
Core capital ratio, % | – | – | – | – | 14.60 |
Total capital ratio, % | – | – | – | – | 17.47 |
Common equity Tier I Capital ratio, % (Basel III) | 10.82 | 11.33 | 10.89 | 13.09 | – |
Tier I capital ratio, % (Basel III) | 10.82 | 11.33 | 10.89 | 13.09 | – |
Total capital ratio, % (Basel III) | 15.75 | 15.78 | 16.17 | 16.53 | – |
* After eliminating fair value reserve.