Supplementary Information

Quarterly Performance of the Bank

	2020				2019
	31 December	30 September	30 June	31 March	31 December	30 September	30 June	31 March
Regulatory capital adequacy ratio
Common equity Tier I capital ratio (%)	9.85	8.15	8.28	8.81	9.43	9.98	10.24	10.87
Tier I capital ratio (%)	9.85	8.15	8.28	8.81	9.43	9.98	10.24	10.87
Total capital ratio (%)	13.38	12.04	12.76	13.75	14.80	13.81	14.21	12.32
Leverage ratio (%)	7.17	5.89	6.02	6.23	6.61	7.12	7.38	7.74
Regulatory liquidity
Statutory liquid asset (LKR Mn.)	18,886	17,687	17,058	14,188	14,831	14,750	13,962	13,624
Statutory liquid asset ratio (%)	21.57	21.71	22.71	21.57	21.74	21.96	20.74	20.67
Total stock of high quality liquid assets (LKR Mn.)	6,796	5,706	5,881	6,213	5,822	4,574.00	2,553.00	4,091.00
Liquidity coverage ratio (%)	125.21	105.87	102.12	136.22	123.77	164.41	111.56	162.90
Net stable funding ratio (%)	127.33	128.13	130.58	130.56	130.09	125.82	111.70	129.94
Asset quality
Gross non-performing advances ratio (%)	4.54	4.53	4.72	4.93	4.38	4.21	3.69	3.25
Net non-performing advances ratio (%)	1.79	1.78	2.19	2.26	1.87	2.23	0.61	0.46
Profitability
Interest margin (%)	5.89	5.79	6.09	6.22	5.88	5.74	5.78	5.81
Return on assets (%)	1.19	1.25	1.10	0.66	0.57	0.31	0.64	0.52
Return on equity (%)	9.51	11.50	9.75	5.47	3.35	1.72	4.03	2.56
Share information
Market value per share (LKR)	58.10	56.10	60.50	47.00	63.90	61.10	60.00	60.00
Highest price per share for the period (LKR)	65.00	65.00	62.50	63.90	65.80	74.00	67.90	75.00
Lowest price per share for the period (LKR)	50.50	50.70	43.80	45.00	59.30	59.50	58.00	60.00
Debenture information
Debt to equity ratio (Times)	11.74	13.83	13.09	12.96	12.77	12.36	11.75	11.58
Interest cover (Times)	1.61	1.57	1.12	1.07	1.06	1.03	1.07	1.06
Quick assets ratio (Times)	0.64	0.50	0.63	0.65	0.59	0.68	0.67	0.63
Interest rate for comparable Government security (%)
Type A	–	–	–	–	–	–	–	–
Type B	6.65	6.69	6.62	9.27	9.72	10.22	9.88	10.91
Type C	–	–	–	–	–	–	–	–
Type D	6.65	6.69	6.62	9.27	9.72	10.22	9.88	10.91