Based on LKAS 39 Based on SLFRS 09
LKR Mn For the
year ended
31 March
For the 9 months ended
31 December
For the year ended
31 December
For the year ended 31 December
2015 2015 2016 2017 2018 2019 2020 2021 2022 2023
Bank
Operating results
Total income 10,394 10,036 26,754 35,942 39,154 43,297 43,300 42,649 74,960 106,883
Profit before income tax 3,771 1,589 4,414 5,792 4,233 2,989 3,398 4,326 2,439 10,960
Income tax expense 531 521 1,125 1,377 1,464 915 1,010 1,105 (74) 3,741
Profit after tax 3,240 1,068 3,289 4,415 2,768 2,074 2,388 3,222 2,513 7,220
Statement of financial position
Assets
Cash and short-term funds 2,296 9,859 13,744 21,355 17,307 14,282 28,040 26,336 40,378 45,724
Loans to and receivables from banks and other customers 73,933 160,548 185,872 213,704 249,691 272,818 306,062 365,901 369,072 348,767
Financial investments 29,909 71,233 84,675 91,330 97,165 108,170 120,932 81,223 115,696 204,675
Investment in associate, joint venture and subsidiary companies 6,648 823 902 957 957 978 1,008 1,007 1,025 1,025
Other assets 1,826 3,688 4,919 5,761 9,788 8,649 9,035 11,038 39,769 40,307
Total assets 114,612 246,151 290,112 333,107 374,908 404,897 465,077 485,505 565,940 640,498
Liabilities
Due to depositors 22,485 110,891 140,514 193,307 242,238 247,787 310,027 319,861 370,314 407,225
Due to other borrowers 46,346 87,379 97,291 84,607 82,614 102,910 97,406 107,623 131,708 150,200
Other liabilities 1,686 5,062 6,457 7,316 6,210 6,720 8,287 9,035 13,197 15,332
Equity 44,095 42,819 45,850 47,877 43,846 47,480 49,357 48,986 50,721 67,741
Total equity and liabilities 114,612 246,151 290,112 333,107 374,908 404,897 465,077 485,505 565,940 640,498
Ratios
Return on equity (%)* 12.8 5.0 11.0 13.4 7.6 7.6 5.6 7.1 5.1 12.8
Return on total assets (%)* 3.5 1.0 1.3 1.5 0.8 0.8 0.8 0.9 0.5 1.8
Dividend cover (times) 2.2 0.7 5.0 3.7 2.1 2.2 2.6 3.5 2.6 9.0
Liquid assets to liabilities (%) 47.6 22.5 27.2 27.0 23.9 27.0 35.0 21.0 26.0 36.6
Cost to income ratio (%) 29.2 51.8 44.7 41.1 49.7 55.0 49.0 45.5 32.8 29.4
Share information
Market value per share (LKR) 202.80 168.10 122.50 124.00 93.00 91.90 65.30 60.00 32.00 79.60
Earnings per share (LKR) 12.22 4.03 12.41 16.65 10.44 7.14 7.83 10.14 6.75 17.27
Price earnings ratio (times) 16.59 41.71 9.87 7.45 8.91 12.87 8.34 5.92 4.74 4.61
Earnings yield (%) 6.03 2.40 10.13 13.43 11.23 7.77 11.99 16.90 21.09 21.70
Dividend per share (LKR) 6.00 2.50 4.50 5.00 3.50 3.00 2.98 3.00 2.00 5.00
Gross dividend (LKR Mn) 1,458 1,591 663 1,193 1,325 928 913 918 962 805
Other information
Number of employees 495 1,445 1,642 1,770 1,860 2,076 2,072 2,191 1,989 2,109

* After eliminating fair value reserve