Ten Year Summary

	Basedon previous GAAP	Based on LKAS 39							Based on SLFRS 9
LKR Mn	For the year ended 31 March					For the nine months ended 31 December	For the year ended 31 December
	2011	2012	2013	2014	2015	2015	2016	2017	2018	2019
Bank
Operating results
Total income	14,191	7,652	10,433	10,481	10,394	10,036	26,754	35,942	39,154	43,297
Profit before income tax	7,876	2,883	3,492	3,211	3,771	1,589	4,414	5,792	4,233	2,989
Income tax expense	739	430	570	623	531	521	1,125	1,377	1,464	915
Profit after tax	7,137	2,453	2,921	2,587	3,240	1,068	3,289	4,415	2,768	2,074
Statement of Financial Position
Assets
Cash and short-term funds	11,991	3,646	7,103	4,245	2,296	9,859	13,745	21,355	17,307	14,282
Loans to and receivables from banks and other customers	39,344	54,982	60,668	62,575	73,933	164,920	198,085	224,660	262,589	281,221
Financial investments	4,032	16,277	19,298	25,609	29,909	66,861	72,461	80,374	84,267	99,767
Investment in associate, joint venture, and subsidiary companies	3,132	4,451	4,446	6,659	6,648	823	902	957	957	978
Other assets	1,427	1,841	1,645	1,853	1,826	3,688	4,919	5,761	9,788	8,649
Total assets	59,926	81,197	93,160	100,941	114,612	246,151	290,112	333,107	374,908	404,897
Liabilities
Due to depositors	3,688	12,445	15,548	16,630	22,485	110,891	140,514	193,308	242,238	247,787
Due to other borrowers	32,261	36,489	41,605	45,262	46,346	87,379	97,291	84,607	82,614	102,910
Other liabilities	3,758	1,010	1,223	1,639	1,686	5,062	6,457	7,316	6,210	6,720
Equity	20,219	31,253	34,784	37,410	44,095	42,819	45,850	47,877	43,846	47,480
Total equity and liabilities	59,926	81,197	93,160	100,941	114,612	246,151	290,112	333,107	374,908	404,897
Return on equity (%)*	39.7	11.7	12.9	10.6	12.8	5.0	10.99	13.4	7.6	7.6
Return on total assets (%)*	12.3	3.7	3.8	3.0	3.5	1.0	1.30	1.48	0.80	0.78
Earnings per share (LKR)	26.95	9.25	11.02	9.76	12.22	4.03	12.41	16.65	10.44	7.14
Market value per share (LKR)	171.8	112.6	131.1	143.9	202.8	168.1	122.50	124.00	93.00	91.90
Price earnings ratio (times)	6.4	12.2	11.9	14.7	16.6	41.7	9.87	7.45	8.91	12.87
Earnings yield (%)	15.6	8.2	8.4	6.8	6.0	2.4	10.13	13.43	11.23	7.77
Dividend per share (LKR)	10.00	4.00	5.00	5.50	6.00	2.50	4.50	5.00	3.50	3.00
Dividend cover (times)	2.7	3.1	2.8	2.0	2.2	0.7	4.96	3.70	2.09	2.04
Gross dividend (LKR Mn)	2,649	795	1,060	1,325	1,458	1,591	663	1,193	1,325	928
Liquid assets to liabilities (as specified in the Banking Act No. 30 of 1998) (%)	295	52	53	77	48	22	27	27	24	24
Number of employees	451	466	461	477	495	1445	1,642	1,770	1,860	2,076

* After eliminating fair value reserve