Group

Based on
SLFRS 9
Based on LKAS 39
LKR Mn Year ended 31 December 2018 Year ended 31 December 2017 Year ended 31 December 2016 Year ended 31 December 2015 Year ended 31 March 2015
Operating Results
Total income 39,448 35,987 26,980 17,503 20,094
Profit before tax 4,676 5,891 4,674 2,553 5,416
Tax expense 1,606 1,458 1,205 912 977
Profit attributable to equity holders of the Bank 3,011 4,362 3,415 1,592 4,362
Statement of Financial Position
Assets
Cash and short-term funds 17,331 21,390 13,824 9,870 8,002
Loans to and receivables from banks and other customers 262,589 224,660 198,085 164,945 138,887
Other financial assets 87,681 80,751 72,584 67,060 58,258
Investments in associate and joint venture 1,989 1,684 1,443 1,248 1,188
Other assets 7,172 5,983 5,278 3,986 4,275
Total assets 376,762 334,468 291,214 247,109 210,610
Liabilities
Due to depositors 241,915 192,920 140,220 110,551 92,712
Due to other borrowers 82,589 84,578 97,276 87,381 65,874
Other liabilities 6,602 7,568 6,660 5,208 3,761
Total liabilities 331,106 285,066 244,156 203,140 162,347
Equity
Total equity attributable to equity holders of the Bank 45,398 49,125 46,850 43,716 47,909
Non-controlling interests 258 277 260 253 354
Total equity and liabilities 376,762 334,468 291,266 247,109 210,610
Return on equity, %* 7.70 12.08 10.3 5.6 14.0
Return on total assets, %* 0.88 1.47 1.4 0.8 2.5
Earnings per share, LKR 11.36 16.45 12.88 6.01 16.46
Net asset value per share, LKR 171.25 185.31 176.73 164.90 180.72
Capital adequacy
Core capital ratio 14.60 15.39 17.71
Total capital ratio 17.47 15.32 16.62
Common equity tier I Capital ratio, % (Basel III) 12.68 13.09
Tier I capital ratio, % (Basel III) 12.68 13.09
Total capital ratio, % (Basel III) 16.13 16.53

* After eliminating fair value reserve.



Branch expansion

Conversion of 10 extension offices into fully-fledged branches

New products and services

Relaunch of Credit Cards Launch of DFCC iConnect

Social responsibility

Successful completion of the second edition of the “Samata English programme”

Number of training programmes

2018 – 425

2017 – 404

Brand value

DFCC’s brand ranking moved up 37 notches in LMD’s list of
Most Respected Companies in Sri Lanka – 2018

The Bank was recognised as one of the Top 10 Most Admired Companies of Sri Lanka

DFCC Bank’s brand value recorded the highest increase of 183% in the Brand Finance ranking

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