Highlights
Group
|
Based on
SLFRS 9 |
Based on LKAS 39 | |||||||||
| LKR Mn | Year ended 31 December 2018 | Year ended 31 December 2017 | Year ended 31 December 2016 | Year ended 31 December 2015 | Year ended 31 March 2015 | |||||
| Operating Results | ||||||||||
| Total income | 39,448 | 35,987 | 26,980 | 17,503 | 20,094 | |||||
| Profit before tax | 4,676 | 5,891 | 4,674 | 2,553 | 5,416 | |||||
| Tax expense | 1,606 | 1,458 | 1,205 | 912 | 977 | |||||
| Profit attributable to equity holders of the Bank | 3,011 | 4,362 | 3,415 | 1,592 | 4,362 | |||||
| Statement of Financial Position | ||||||||||
| Assets | ||||||||||
| Cash and short-term funds | 17,331 | 21,390 | 13,824 | 9,870 | 8,002 | |||||
| Loans to and receivables from banks and other customers | 262,589 | 224,660 | 198,085 | 164,945 | 138,887 | |||||
| Other financial assets | 87,681 | 80,751 | 72,584 | 67,060 | 58,258 | |||||
| Investments in associate and joint venture | 1,989 | 1,684 | 1,443 | 1,248 | 1,188 | |||||
| Other assets | 7,172 | 5,983 | 5,278 | 3,986 | 4,275 | |||||
| Total assets | 376,762 | 334,468 | 291,214 | 247,109 | 210,610 | |||||
| Liabilities | ||||||||||
| Due to depositors | 241,915 | 192,920 | 140,220 | 110,551 | 92,712 | |||||
| Due to other borrowers | 82,589 | 84,578 | 97,276 | 87,381 | 65,874 | |||||
| Other liabilities | 6,602 | 7,568 | 6,660 | 5,208 | 3,761 | |||||
| Total liabilities | 331,106 | 285,066 | 244,156 | 203,140 | 162,347 | |||||
| Equity | ||||||||||
| Total equity attributable to equity holders of the Bank | 45,398 | 49,125 | 46,850 | 43,716 | 47,909 | |||||
| Non-controlling interests | 258 | 277 | 260 | 253 | 354 | |||||
| Total equity and liabilities | 376,762 | 334,468 | 291,266 | 247,109 | 210,610 | |||||
| Return on equity, %* | 7.70 | 12.08 | 10.3 | 5.6 | 14.0 | |||||
| Return on total assets, %* | 0.88 | 1.47 | 1.4 | 0.8 | 2.5 | |||||
| Earnings per share, LKR | 11.36 | 16.45 | 12.88 | 6.01 | 16.46 | |||||
| Net asset value per share, LKR | 171.25 | 185.31 | 176.73 | 164.90 | 180.72 | |||||
| Capital adequacy | ||||||||||
| Core capital ratio | – | 14.60 | 15.39 | 17.71 | ||||||
| Total capital ratio | – | 17.47 | 15.32 | 16.62 | ||||||
| Common equity tier I Capital ratio, % (Basel III) | 12.68 | 13.09 | – | – | – | |||||
| Tier I capital ratio, % (Basel III) | 12.68 | 13.09 | – | – | – | |||||
| Total capital ratio, % (Basel III) | 16.13 | 16.53 | – | – | – | |||||
* After eliminating fair value reserve.
Branch expansion
Conversion of 10 extension offices into fully-fledged branches
New products and services
Relaunch of Credit Cards Launch of DFCC iConnect
Social responsibility
Successful completion of the second edition of the “Samata English programme”
Number of training programmes
2018 – 425
2017 – 404