“Raw materials” for the value driver
activities drawn from capitals. Please
refer the Statement of Capital Position for the opening capital position
as at January 01, 2022 of different capitals
built by the Bank over the past 103 years.
Include primary, support and other value driver activities that promoted growth,
positive stakeholder interactions and minimised risk. It is the inputs from the capitals
together with relationships, interactions, interdependencies and trade-offs among
capitals that generated outputs, leading to creation of value reflected in capitals.
(A detailed account of activities undertaken
during the year to deliver value to stakeholders that
enhanced capitals is given in the MD&A on pages 58 to 137)
Operating Environment that provides context for value creation
Products and services
generated through the
value driver activities.
Loans & advances
Fee based services
related products &
Environmentally-responsible, socially-inclusive and
economically-enriching consequences of our activities
and outputs manifested in capitals as value created.
Please refer the Statement of Capital Position
for the closing capital position as at December 31, 2022 of
various indicators under each of the six capitals.