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Introduction
Introduction to the 49th Annual Report
About the Bank
Our Journey
Highlights – Financial and Non-Financial
Performance Highlights
Strategic
Report
Chairman’s Statement
Managing Director’s Review
Board of Directors and Profiles
Our Value Creation Process – Business Model
Connecting with Stakeholders
Materiality Matters
Risk Review
Managing Financial Capital
Funding and Liquidity Management
Strategic Priorities and Responses
Outlook for 2018 and Beyond
What makes the Bank Sustainable
Management Discussion
and Analysis
Operating Environment
Capital Management
Financial Capital
Manufactured Capital
Social & Network Capital
Intellectual Capital
Human Capital
Natural Capital
Governance and
Risk Management
How We Govern
Corporate Management and Profiles
Senior Management
Board Subcommittee Reports
Board Audit Committee Report
Board Integrated Risk Management Committee Report
Board Nomination Committee Report
Board Human Resources and Remuneration Committee Report
Board Related Party Transactions Review Committee Report
Board Credit Committee Report
Board Investment Committee Report
Board Technology Committee Report
Annual Report of the Board of Directors
Statement of Directors’ Responsibility
Directors’ Statement on Internal Control
Assurance Report on Internal Control
Managing Director’s and Chief Financial Officer’s
Statement of Responsibility
Directors’ Interest in Contracts with the Bank
Managing Risk: An Overview
Financial
Reports
Financial Calendar – 2017
Independent Auditors’ Report
Financial Statements Highlights – Bank
Financial Statements – Table of Content
Income Statement
Statement of Profit or Loss and Other
Comprehensive Income
Statement of Financial Position
Statement of Changes in Equity – Group
Statement of Changes in Equity – Bank
Statement of Cash Flows
Notes to the Financial Statements
Notes to the Financial Statements – General (Notes 1 -11)
Notes to the Financial Statements – Income Statement (Notes 12 -24)
Notes to the Financial Statements – Statement of Financial Position: Assets (Notes 25 -48)
Notes to the Financial Statements – Statement of Financial Position: Liabilities and Equity (Notes 43 -58)
Notes to the Financial Statements – Other Disclosures (Notes 59 -70)
Annexes
Annex 1: Investor Relations
Annex 2: Governance
Annex 3: Risk, Capital, Funding and Liquidity
Management Report
Annex 4: GRI Content Index – Core
Annex 5: Materiality Mapping
Annex 6: Independent Assurance Reports
Supplementary
Information
Our Sustainability Footprint
Decade at a Glance
Income Statement (US Dollars)
Statement of Financial Position (US Dollars)
Correspondent Banks and Agent Network
Group Structure
Glossary of Financial and Banking Terms
Acronyms & Abbreviations
Alphabetical Index
Notice of Meeting – 49th Annual General Meeting
Circular to the Shareholders on the Final Dividend for 2017
Notice of Meeting – Extraordinary General Meeting
Circular to Shareholders on Proposed Debenture Issue
Corporate Information
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About the Bank
Performance Highlights
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