AFS | Available for sale |
AGM | Annual General Meeting |
ALCO | Assets and Liabilities Committee |
AMA | Advanced Measurement Approaches |
AML | Anti Money Laundering |
ASPI | All Share Price Index |
BAC | Board Audit Committee |
BCBS | Basel Committee on Banking Supervision |
BCC | Board Credit Committee |
BCMSC | Business Continuity Management Steering Committee |
BCP | Business Continuity Plan |
BHRRC | Board Human Resources and Remuneration Committee |
BIA | Basic Indicator Approach |
BIC | Board Investment Committee |
BIRMC | Board Integrated Risk Management Committee |
BIS | Bank for International Settlements |
BNC | Board Nomination Committee |
BRPTRC | Board Related Party Transactions Review Committee |
BTC | Board Technology Committee |
CAR | Capital Adequacy Ratio |
CASA | Current Accounts and Savings Accounts |
CBSL | Central Bank of Sri Lanka |
CCB | Capital Conservation Buffer |
CCR | Counterparty Credit Risk |
CEO | Chief Executive Officer |
CFM | Close Family Members |
CFO | Chief Financial Officer |
COO | Chief Operating Officer |
CPC | Credit Policy Committee |
CRAB | Credit Rating Agency of Bangladesh |
CRM | Credit Risk Mitigation |
CRO | Chief Risk Officer |
CSE | Colombo Stock Exchange |
DBU | Domestic Banking Unit |
DRP | Disaster Recovery Plan |
EAR | Earnings at Risk |
ECMN | Executive Committee on Monitoring NPA |
EGM | Extraordinary General Meeting |
EIRMC | Executive Integrated Risk Management Committee |
ESOP | Employee Share Option Plan |
EVE | Economic Value of Equity |
FIS | Fixed Income Securities |
FX | Foreign Exchange |
FY | Financial Year |
GDP | Gross Domestic Product |
GOSL | Government of Sri Lanka |
GRI | Global Reporting Initiative |
HFT | Held for trading |
HR | Human Resources |
HTM | Held to maturity |
ICAAP | Internal Capital Adequacy Assessment Process |
ICASL | Institute of Chartered Accountants of Sri Lanka |
IMF | International Monetary Fund |
IRMD | Integrated Risk Management Department |
IRR | Interest Rate Risk |
IRRBB | Interest Rate Risk in Banking Books |
ISC | Information Security Council |
ISMS | Information Security Management System |
KCRI | Key Credit Risk Indicators |
KIRI | Key IT Risk Indicators |
KMP | Key Management Personnel |
KORI | Key Operational Risk Indicators |
LCB | Licensed Commercial Bank |
LCR | Liquidity Coverage Ratio |
LSB | Licensed Specialised Bank |
LTV | Loan to Value Ratio |
MATs | Management Action Triggers |
MRMU | Market Risk Management Unit |
NBT | Nation Building Tax |
NII | Net Interest Income |
NIM | Net Interest Margin |
NOP | Net Open Position |
NPA | Non-Performing Assets |
NPL | Non-Performing Loans |
NSFR | Net Stable Funding Ratio |
OCI | Other Comprehensive Income |
ORMS | Operational Risk Management System |
ORMU | Operational Risk Management Unit |
PAT | Profit After Tax |
PBT | Profit Before Tax |
RAS | Risk Appetite Statement |
RCSA | Risk Control Self Assessment |
ROA | Return on Assets |
ROE | Return on Equity |
RPT | Related Party Transactions |
RSA | Rate Sensitive Assets |
RSL | Rate Sensitive Liabilities |
RWA | Risk Weighted Assets |
SA | Standardised Approach |
SEC | Securities and Exchange Commission of Sri Lanka |
SLAR | Statutory Liquid Assets Ratio |
SLDB | Sri Lanka Development Bonds |
SME | Small and Medium Enterprises |
TMO | Treasury Middle Office |
UNGC | United Nations Global Compact |
VaR | Value at Risk |
YoY | Year on Year |