| Full Annual Report |
| Who we Are |
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| Our Journey |
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| Our Board of Directors |
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| Highlights – Financial and Non-Financial |
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| Performance Highlights |
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| Chairman’s Review |
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| Managing Director’s Review |
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| How We Create Value |
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| Connecting with Stakeholders |
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| Materiality Matters |
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| A Winning Strategy |
| Our Operating Environment |
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| Financial and Manufactured Capital |
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| Social and Network Capital |
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| Intellectual Capital |
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| Human Capital |
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| Natural Capital |
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| Personal Banking |
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| Corporate Banking |
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| Treasury |
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| International Operations |
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| Subsidiaries and Associates |
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| What the Future Holds |
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| Investor Relations |
| How We Govern |
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| Corporate Management and Profiles |
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| Senior Management |
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| Board Audit Committee Report |
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| Board Integrated Risk Management Committee Report |
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| Board Nomination Committee Report |
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| Board Human Resources and Remuneration Committee Report |
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| Board Related Party Transactions Review Committee Report |
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| Board Credit Committee Report |
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| Board Investment Committee Report |
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| Board Technology Committee Report |
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| Annual Report of the Board of Directors |
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| Statement of Directors’ Responsibility |
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| Directors’ Statement on Internal Control |
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| Assurance Report on Internal Control |
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| Managing Director’s and Chief Financial Officer’s Statement of Responsibility |
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| Directors’ Interest in Contracts with the Bank |
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| Managing Risk: An Overview |
| Financial Calender – 2016 |
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| Independent Auditors’ Report |
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| Financial Statements Highlights – Bank |
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| Income Statement |
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| Statement of Profit or Loss and Other Comprehensive Income |
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| Statement of Financial Position |
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| Statement of Changes in Equity |
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| Notes to the Financial Statements |
| Annex 1: Governancet |
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| Annex 2: Risk and Capital Management Report |
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| Annex 3: GRI Content Index: “In Accordance” – Core |
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| Annex 4: Materiality Mapping |
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| Annex 5: Independent Assurance Reports |
| Our Sustainability Footprint |
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| Decade at a Glance |
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| Income Statement (US Dollars) |
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| Statement of Financial Position (US Dollars) |
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| Events |
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| Correspondent Banks and Agent Network |
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| Group Structure |
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| Abbreviations |
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| Notice of Meeting – Annual General Meeting |
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| Circular to the Shareholders on the Final Dividend for 2016 |
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| Corporate Information |
