| AGM |
Annual General Meeting |
| AFS |
Available-for-sale |
| AMA |
Advanced Measurement Approaches |
| ALCO |
Assets & Liabilities Committee |
| BAC |
Board Audit Committee |
| BCC |
Board Credit Committee |
| BCMSC |
Business Continuity Management Steering Committee |
| BCP |
Business Continuity Plan |
| BCBS |
Basel Committee on Banking Supervision |
| BHRRC |
Board Human Resources & Remuneration Committee |
| BIA |
Basic Indicator Approach |
| BIC |
Board Investment Committee |
| BIS |
Bank for International Settlements |
| BIRMC |
Board Integrated Risk Management Committee |
| BNC |
Board Nomination Committee |
| BRPTRC |
Board Related Party Transactions Review Committee |
| BTC |
Board Technology Committee |
| CAR |
Capital Adequacy Ratio |
| CASL |
Institute of Chartered Accountants of Sri Lanka |
| CBSL |
Central Bank of Sri Lanka |
| CCB |
Capital Conservation Buffer |
| CCR |
Counterparty Credit Risk |
| CEO |
Chief Executive Officer |
| CFM |
Close Family Members |
| CFO |
Chief Financial Officer |
| COO |
Chief Operating Officer |
| CPC |
Credit Policy Committee |
| CRAB |
Credit Rating Agency of Bangladesh |
| CRM |
Credit Risk Mitigation |
| CRO |
Chief Risk Officer |
| CSE |
Colombo Stock Exchange |
| DRP |
Disaster Recovery Plan |
| EAR |
Earning at Risk |
| ECMN |
Executive Committee on Monitoring NPA |
| EGM |
Extraordinary General Meeting |
| EIRMC |
Executive Integrated Risk Management Committee |
| ESOP |
Employee Share Ownership Plan |
| EVE |
Economic Value of Equity |
| FIS |
Fixed Income Securities |
| FS |
Financial Statements |
| FX |
Foreign Exchange |
| FY |
Financial Year |
| GDP |
Gross Domestic Product |
| GOSL |
Government of Sri Lanka |
| GRI |
Global Reporting Initiatives |
| HFT |
Held-for-trading |
| HR |
Human Resources |
| HTM |
Held-to-maturity |
| ICAAP |
Internal Capital Adequacy Assessment Process |
| IMF |
International Monetary Fund |
| IRMD |
Integrated Risk Management Department |
| IRR |
Interest Rate Risk |
| IRRBB |
Interest Rate Risk in Banking Books |
| ISC |
Information Security Council |
| ISMS |
Information Security Management System |
| KCRI |
Key Risk Indicators |
| KIRI |
Key IT Risk Indicators |
| KORI |
Key Operational Risk Indicators |
| KMP |
Key Management Personnel |
| LCB |
Licensed Commercial Bank |
| LCR |
Liquidity Coverage Ratio |
| LSB |
Licensed Specialised Bank |
| LTV |
Loan to Value Ratio |
| MATs |
Management Action Triggers |
| MRMU |
Market Risk Management Unit |
| NII |
Net Interest Income |
| NIM |
Net Interest Margin |
| NOP |
Net Opening Position |
| NPA |
Non-Performing Assets |
| NPL |
Non-Performing Loans |
| OCI |
Other Comprehensive Income |
| ORMS |
Operational Risk Management System |
| ORMU |
Operational Risk Management Unit |
| PAT |
Profit After Tax |
| PBT |
Profit Before Tax |
| RAS |
Risk Appetite Statement |
| RCSA |
Risk Control Self Assessment |
| ROA |
Return on Assets |
| ROE |
Return on Equity |
| RPT |
Related Party Transactions |
| RSA |
Rate Sensitive Assets |
| RSL |
Rate Sensitive Liabilities |
| RWA |
Risk Weighted Assets |
| SA |
Standardised Approach |
| SEC |
Securities and Exchange Commission of Sri Lanka |
| SME |
Small and Medium Enterprise |
| TMO |
Treasury Middle Office |
| SLAR |
Statutory Liquid Assets Ratio |
| UNGC |
United Nations Global Compact |
| VaR |
Value at Risk |
| YoY |
Year-on-Year |
