AGM |
Annual General Meeting |
AFS |
Available-for-sale |
AMA |
Advanced Measurement Approaches |
ALCO |
Assets & Liabilities Committee |
BAC |
Board Audit Committee |
BCC |
Board Credit Committee |
BCMSC |
Business Continuity Management Steering Committee |
BCP |
Business Continuity Plan |
BCBS |
Basel Committee on Banking Supervision |
BHRRC |
Board Human Resources & Remuneration Committee |
BIA |
Basic Indicator Approach |
BIC |
Board Investment Committee |
BIS |
Bank for International Settlements |
BIRMC |
Board Integrated Risk Management Committee |
BNC |
Board Nomination Committee |
BRPTRC |
Board Related Party Transactions Review Committee |
BTC |
Board Technology Committee |
CAR |
Capital Adequacy Ratio |
CASL |
Institute of Chartered Accountants of Sri Lanka |
CBSL |
Central Bank of Sri Lanka |
CCB |
Capital Conservation Buffer |
CCR |
Counterparty Credit Risk |
CEO |
Chief Executive Officer |
CFM |
Close Family Members |
CFO |
Chief Financial Officer |
COO |
Chief Operating Officer |
CPC |
Credit Policy Committee |
CRAB |
Credit Rating Agency of Bangladesh |
CRM |
Credit Risk Mitigation |
CRO |
Chief Risk Officer |
CSE |
Colombo Stock Exchange |
DRP |
Disaster Recovery Plan |
EAR |
Earning at Risk |
ECMN |
Executive Committee on Monitoring NPA |
EGM |
Extraordinary General Meeting |
EIRMC |
Executive Integrated Risk Management Committee |
ESOP |
Employee Share Ownership Plan |
EVE |
Economic Value of Equity |
FIS |
Fixed Income Securities |
FS |
Financial Statements |
FX |
Foreign Exchange |
FY |
Financial Year |
GDP |
Gross Domestic Product |
GOSL |
Government of Sri Lanka |
GRI |
Global Reporting Initiatives |
HFT |
Held-for-trading |
HR |
Human Resources |
HTM |
Held-to-maturity |
ICAAP |
Internal Capital Adequacy Assessment Process |
IMF |
International Monetary Fund |
IRMD |
Integrated Risk Management Department |
IRR |
Interest Rate Risk |
IRRBB |
Interest Rate Risk in Banking Books |
ISC |
Information Security Council |
ISMS |
Information Security Management System |
KCRI |
Key Risk Indicators |
KIRI |
Key IT Risk Indicators |
KORI |
Key Operational Risk Indicators |
KMP |
Key Management Personnel |
LCB |
Licensed Commercial Bank |
LCR |
Liquidity Coverage Ratio |
LSB |
Licensed Specialised Bank |
LTV |
Loan to Value Ratio |
MATs |
Management Action Triggers |
MRMU |
Market Risk Management Unit |
NII |
Net Interest Income |
NIM |
Net Interest Margin |
NOP |
Net Opening Position |
NPA |
Non-Performing Assets |
NPL |
Non-Performing Loans |
OCI |
Other Comprehensive Income |
ORMS |
Operational Risk Management System |
ORMU |
Operational Risk Management Unit |
PAT |
Profit After Tax |
PBT |
Profit Before Tax |
RAS |
Risk Appetite Statement |
RCSA |
Risk Control Self Assessment |
ROA |
Return on Assets |
ROE |
Return on Equity |
RPT |
Related Party Transactions |
RSA |
Rate Sensitive Assets |
RSL |
Rate Sensitive Liabilities |
RWA |
Risk Weighted Assets |
SA |
Standardised Approach |
SEC |
Securities and Exchange Commission of Sri Lanka |
SME |
Small and Medium Enterprise |
TMO |
Treasury Middle Office |
SLAR |
Statutory Liquid Assets Ratio |
UNGC |
United Nations Global Compact |
VaR |
Value at Risk |
YoY |
Year-on-Year |