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Annex 12:
Alphabetical index

Page No. of the printed Annual Report
About the Bank 12
Acronyms and Abbreviations 487
Annual Report of the Board of Directors 3
Awards and accolades 35
Basel III Disclosures under Pillar III 451
Board of Directors and Profiles 160
Business Model 58
Capital Commitments 378
Circular to Shareholders pertaining to the proposed issue of debentures 497
Circular to the Shareholders on the First and Final Dividend for 2023 493
Composition of Shareholders 155
Connecting with Stakeholders 38
Contingent Liabilities and Commitments 378
Corporate Information Inner Back Cover
Corporate Management and Profiles 168
Correspondent Banks and Agent Network 480
Cost-Income Ratio 140
D – SIB Assessment exercise 462
Decade at a Glance 138
Directors’ Interests in Contracts with the Bank 230
Directors’ Statement on Internal Control over Financial Reporting and Risk Management 226
Dividend Cover 16
Dividend Per Share (DPS) 16
Dividends on ordinary share 314
Donations 311
Earnings Per Share (EPS) 313
Effective Tax Rate 312
Employee Share Option Plan 371
Events After the Reporting Period 420
Financial Calendar – 2023 and 2024 261
Financial Capital 58
Financial Goals and Achievements 16
Financial Highlights 16
Financial Review – 2023 120
Financial Risk Review 390
Financial Statements 267
Governance and Risk Management 160
GRI Content Index 464
GRI Disclosures – 5 Year Summary 469
Group Structure 142
Income Statement 267
Income Statement (US Dollars) 478
Independent Assurance Report on Integrated Reporting 474
Independent Assurance Report on Sustainability Reporting criteria 472
Independent Assurance Report on Internal Control 228
Independent Auditors’ Report 262
Interest Cover 159
Investor Relations 144
Liquid Assets Ratio 16
Litigation Against the Bank 379
Management Committees 184
Management Discussion
and Analysis
Managing Director/Chief Executive Officer’s Review 32
Managing Director/Chief Executive Officer’s and Chief Financial Officer’s Statement of Responsibility 229
Market Capitalisation 150
Market Prices of Shares 149
Material Accounting Policies 289
Material Matters 42
Maturity Analysis 380
Message from the Chairman 29
Net Assets Value per Ordinary Share 379
Network of delivery points in Bangladesh 89
Network of Delivery points in Sri Lanka 88
Notes to the Financial Statements 279
Notice of Meeting – Annual General Meeting 491
Notice of an Extraordinary General Meeting 496
Operating context and outlook 48
Operating Segments 382
Our Journey over 100 years 20
Price Earnings Ratio 16
Principal business activities and nature of business operations of the Group 279
Related Party Disclosures 384
Report of the Board Audit Committee 195
Report of the Board Capital Expenditure Review Committee 215
Report of the Board Credit Committee 207
Report of the Board Human Resources and Remuneration Committee 203
Report of the Board Integrated Risk Management Committee 199
Report of the Board Investment Committee 209
Report of the Board Nominations and Governance Committee 201
Report of the Board Related Party Transactions Review Committee 205
Report of the Board Strategy Development Committee 213
Report of the Board Technology Committee 211
Risk Governance and Management 232
Senior Management 172
Share-based payment 371
Snapshot of the Bank’s profile 19
Statement of Cash Flows 278
Statement of Changes in Equity 270
Statement of Compliance – 2023 216
Statement of Directors’ Responsibility for Financial Reporting 224
Statement of Financial Position 269
Statement of Financial Position (US Dollars) 479
Statement of Profit or Loss and Other Comprehensive Income 268
Strategic highlights 14
Subsidiaries and Associates of the Bank 279
Twenty Largest Shareholders 152