As permitted by the International <IR> Framework, this Annual Report constitutes a distinct and prominent section on Integrated Report, followed by Financial Statements and other supplementary information. The Integrated Report adheres to the guiding principles and content elements outlined in the Framework. As affirmed in the Annual Report of the Board of Directors, due diligence has been exercised in preparing and presenting this Integrated Report to uphold its integrity.
The Financial Statements, including the Accounting Policies and accompanying notes, adhere to all relevant Accounting Standards and are devoid
of significant misstatements. As affirmed in the Auditors’ Report, these Financial Statements provide a true and fair view of the Bank’s performance, financial position, changes
in equity and cash flows. The Auditors have expressed an unmodified opinion on these Financial Statements, as stated in their
“Independent Auditors’ Report” to the shareholders.
