Statement of Financial Position (US $)
| GROUP | BANK | |||||
| As at December 31, | 2014 | 2013 | Change | 2014 | 2013 | Change |
| US $ ’000 | US $ ’000 | % | US $ ’000 | US $ ’000 | % | |
| Assets | ||||||
| Cash and cash equivalents | 156,048 | 108,882 | 43.32 | 155,822 | 108,867 | 43.13 |
| Balances with Central Banks | 148,572 | 140,702 | 5.59 | 148,572 | 140,702 | 5.59 |
| Placements with banks | 109,783 | 31,541 | 248.06 | 109,783 | 31,541 | 248.06 |
| Derivative financial assets | 3,477 | 6,395 | (45.63) | 3,477 | 6,395 | (45.63) |
| Other financial instruments - Held-for-trading | 47,875 | 48,695 | (1.68) | 47,875 | 48,695 | (1.68) |
| Loans and receivables to banks | 4,170 | 4,170 | – | 4,170 | 4,170 | – |
| Loans and receivables to other customers | 3,769,697 | 3,136,916 | 20.17 | 3,761,376 | 3,137,034 | 19.90 |
| Financial investments - Available-for-sale | 1,621,075 | 1,005,775 | 61.18 | 1,620,949 | 1,005,775 | 61.16 |
| Investments in subsidiaries | – | – | – | 9,164 | 2,206 | 315.41 |
| Investments in associates | 804 | 719 | 11.82 | 335 | 338 | (0.89) |
| Property, plant & equipment | 84,259 | 70,040 | 20.30 | 75,317 | 64,026 | 17.64 |
| Intangible assets | 6,479 | 3,647 | 77.65 | 3,323 | 3,569 | (6.89) |
| Leasehold property | 824 | 842 | (2.14) | 571 | 583 | (2.06) |
| Other assets | 79,912 | 71,939 | 11.08 | 79,770 | 71,956 | 10.86 |
| Total assets | 6,032,975 | 4,630,263 | 30.29 | 6,020,504 | 4,625,859 | 30.15 |
| Liabilities | ||||||
| Due to Banks | 194,242 | 108,353 | 79.27 | 191,154 | 108,353 | 76.42 |
| Derivative financial liabilities | 9,029 | 10,778 | (16.23) | 9,029 | 10,778 | (16.23) |
| Other financial liabilities - Held-for-trading | – | – | – | – | – | – |
| Due to other customers/Deposits from customers | 4,005,044 | 3,443,503 | 16.31 | 4,005,762 | 3,443,915 | 16.31 |
| Other borrowings | 1,029,343 | 412,195 | 149.72 | 1,030,655 | 413,536 | 149.23 |
| Current tax liabilities | 15,417 | 13,594 | 13.41 | 15,119 | 13,424 | 12.63 |
| Deferred tax liabilities | 21,765 | 13,461 | 61.69 | 19,476 | 11,932 | 63.22 |
| Other provisions | 14 | 18 | (22.22) | 14 | 18 | (22.22) |
| Other liabilities | 133,709 | 75,464 | 77.18 | 131,998 | 75,017 | 75.96 |
| Due to subsidiaries | – | – | – | 146 | 120 | 21.67 |
| Subordinated liabilities | 85,226 | 83,545 | 2.01 | 83,578 | 83,545 | 0.04 |
| Total liabilities | 5,493,789 | 4,160,911 | 32.03 | 5,486,931 | 4,160,638 | 31.88 |
| Equity | ||||||
| Stated capital | 162,372 | 149,518 | 8.60 | 162,372 | 149,518 | 8.60 |
| Statutory reserves | 32,744 | 30,799 | 6.32 | 32,744 | 30,799 | 6.32 |
| Retained earnings | 33,435 | 33,280 | 0.47 | 32,223 | 32,316 | (0.29) |
| Other reserves | 310,275 | 255,458 | 21.46 | 306,234 | 252,588 | 21.24 |
|
Total equity attributable to equity holders of the Bank |
538,826 | 469,055 | 77.65 | 533,573 | 465,221 | 14.69 |
| Non-controlling interest | 360 | 296 | 21.62 | – | – | – |
| Total equity | 539,186 | 469,351 | 14.88 | 533,573 | 465,221 | 14.69 |
| Total liabilities and equity | 6,032,975 | 4,630,263 | 30.29 | 6,020,504 | 4,625,859 | 30.15 |
| Contingent liabilities and commitments | 2,667,071 | 2,255,358 | 18.25 | 2,667,071 | 2,255,358 | 18.25 |
| Net assets value per ordinary share (US $) | 0.62 | 0.55 | 12.73 | 0.62 | 0.55 | 12.73 |
Exchange Rate of 1 US $ was Rs. 132.15 as at December 31, 2014 (Rs. 131.00 as at December 31, 2013).