| AGM |
Annual General Meeting |
| ALCO |
Assets & Liabilities Committee |
| BAC |
Board Audit Committee |
| BCC |
Board Credit Committee |
| BHRRC |
Board Human Resources & Remuneration Committee |
| BIC |
Board Investment Committee |
| BIRMC |
Board Integrated Risk Management Committee |
| BNC |
Board Nomination Committee |
| BRPTRC |
Board Related Party Transactions Review Committee |
| BTC |
Board Technology Committee |
| CAR |
Capital Adequacy Ratio |
| CBSL |
Central Bank of Sri Lanka |
| CEO |
Chief Executive Officer |
| CFM |
Close Family Members |
| CFO |
Chief Financial Officer |
| COO |
Chief Operating Officer |
| CPC |
Credit Policy Committee |
| CRO |
Chief Risk Officer |
| CSE |
Colombo Stock Exchange |
| EIRMC |
Executive Integrated Risk Management Committee |
| ESOP |
Employee Share Ownership Plan |
| FS |
Financial Statements |
| FY |
Financial Year |
| GDP |
Gross Domestic Product |
| GRI |
Global Reporting Initiatives |
| HR |
Human Resources |
| ICAAP |
Internal Capital Adequacy Assessment Process |
| KMP |
Key Management Personnel |
| LCR |
Liquidity Coverage Ratio |
| LTV |
Loan to Value Ratio |
| NII |
Net Interest Income |
| NIM |
Net Interest Margin |
| NPA |
Non Performing Assets |
| NPL |
Non Performing Loans |
| PAT |
Profit After Tax |
| PBT |
Profit Before Tax |
| ROA |
Return on Assets |
| ROE |
Return on Equity |
| RPT |
Related Party Transactions |
| SEC |
Securities and Exchange Commission of Sri Lanka |
| SLAR |
Statutory Liquid Assets Ratio |
| UNGC |
United Nations Global Compact |
| YoY |
Year-on-Year |
