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Solid compounded annual growth rates in the past 5 years: Gross Income 29.12%, Profit Before Tax and Profit After Tax 24.60% and 20.43%, Assets 15.22%, Return on Average Shareholders’ Funds 15.92%. Healthy Tier I and Tier I & II Capital Adequacy Ratios in the past 5 years, over the minimum percentages stipulated by the CBSL. The Bank has 181 delivery points and 346 ATMs. It has invested over Rs. 2.501 Bn in state-of-the-art technology in the last 10 years. It is accessible to anyone with an Internet connection, 24 hours a day 365 days of the year. On-line banking now allows a wide array of transactions at the click of a mouse. Inward remittances grew by 44.82% in 2008. Apart from several accolades won in Sri Lanka, our Bangladesh operation was also ranked as one of the best rated banks in a space of 5 years. All of these have been achieved in the midst of volatile macroeconomic conditions.

Robust and Resilient
Our strategy for the next half decade is to be robust and resilient. To expand our international operations and widen global presence, to enhance our delivery channels and our product range. To look at new market segments, to reduce risks and costs and maintain high service standards. All this while building on our high performance work and ethics culture and continuing to discharge our larger responsibilities as a modern corporate citizen.
   
 
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