|
|
 |
| |
| We are a fully-fledged consumer and corporate bank operating primarily in Sri Lanka, Bangladesh and in a few Middle Eastern countries through our business promotion officers (BPOs). The scope and breadth of our banking activities is summarised below: |
| |
|
|
Corporate Banking |
Personal Banking |
Treasury |
|
|
| Products |
Letters of Credit, Shipping and other guarantees, Import and Export finance, SWIFT facilities, Syndicated loans, Project financing, Securitisation, Structuring, Managing and underwriting of Initial Public Offerings and Private Placement of Equity, Company valuations and restructuring, Investment advice and evaluation, Structuring of Corporate Debt Instruments, Working capital financing, Leasing, Domestic
and International Factoring,
Off-shore banking facilities, Internet Banking, Sponsor of the Colombo Stock Exchange, Bullion Trading, payment solutions to corporate clients |
Current, Savings (Passbook and Statement) and Fixed Deposit Accounts, Credit Cards, Debit Cards, Minors’ Accounts, Teen Saver Accounts, High Interest Savings Accounts, Certificates of Deposit, Tiered Savings Accounts, Salary Remittance Package, Housing Loans with Fixed and Floating Rates, Personal Loans with top-up facility, Leasing, Development Loans, Senior Citizens’ Deposit Accounts, Foreign Currency Savings Accounts, Utility Bill payment service through ATM/Internet, mobile phones reload facility, SMS banking facilities |
Foreign Exchange dealings, Forward Interest Rate Swaps and futures trading, Currency Swaps, Interest Rate Swaps, Forward Rate Agreements, Caps, Floors and Collars, Commodity price hedging, G7 and LKR FX options, Dual Currency Deposits and other yield enhancing structures, Hedging FX and interest rate risk, FIS trading |
|
|
| Core Competencies |
Financial stability and strength, Highest rating among local private commercial banks, Large single borrower limit, Expertise in corporate credit and trade finance, High level of professionalism, Innovative products, State-of-the-art technology, On-line branch network, In-house legal expertise, Cost effective operations, Well established and trusted correspondent Banks |
‘ComNet’ computer linked branch and ATM network, State-of-the-art information technology, Branch network spread out in every part of the country, Wide portfolio of innovative products, Recognition as the Best Bank in the country, Speedy decision-making due to region-wise setup, A target-oriented work culture, Speedy and friendly service, 24 hours 365 days service, issuer and acquirer of Visa, Master Card and Debit Card. |
Availability of a fully-customised Treasury software package,
Risk management unit with integrated ALM, FTP and profitability system, Competitive rates due to sufficient FX resources, Possibility of mobilising foreign currency funds owning to operations outside the country, Possibility of mobilising local currency funds owing to well established and wide branch network, Innovative & customised treasury products, Strong relationships with foreign banks, Well-trained Treasury team, Financial strength and image of the Bank, Market views on FX and interest rates, Highest rating among local private banks |
|
|
| Delivery Channels |
Branch network, ATM network, Internet Banking |
Branch network, ATM network, Internet Banking, Holiday Banking Centres, Saturday Banking, Priority Banking, Telephone/SMS Banking, Mobile ATM, Mobile Phone Banking Facility |
Branch network |
|
|
|
|
