Based on LKAS 39				Based on SLFRS 09
LKR Mn	For the 9 months ended 31 December 2015	For the year ended 31 December			For the year ended 31 December
		2016	2017	2018	2019	2020	2021	2022	2023	2024
Bank
Operating results
Total income	10,036	26,754	35,942	39,154	43,297	43,300	42,649	74,960	106,883	89,559
Profit before income tax	1,589	4,414	5,792	4,233	2,989	3,398	4,326	2,439	10,960	13,498
Income tax expense	521	1,125	1,377	1,464	915	1,010	1,105	(74)	3,741	5,146
Profit after tax	1,068	3,289	4,415	2,768	2,074	2,388	3,222	2,513	7,220	8,353
Statement of financial position
Assets
Cash and short-term funds	9,859	13,744	21,355	17,307	14,282	28,040	26,336	40,378	45,724	27,063
Loans to and receivables from banks and other customers	160,548	185,872	213,704	249,691	272,818	306,062	365,901	369,072	348,767	394,361
Financial investments	71,233	84,675	91,330	97,165	108,170	120,932	81,223	115,696	204,675	252,816
Investment in associate, joint venture and subsidiary companies	823	902	957	957	978	1,008	1,007	1,025	1,025	270
Other assets	3,688	4,919	5,761	9,788	8,649	9,035	11,038	39,769	40,759	28,998
Total assets	246,151	290,112	333,107	374,908	404,897	465,077	485,505	565,940	640,950	703.508
Liabilities
Due to depositors	110,891	140,514	193,307	242,238	247,787	310,027	319,861	370,314	407,225	465,153
Due to other borrowers	87,379	97,291	84,607	82,614	102,910	97,406	107,623	131,708	150,200	136,830
Other liabilities	5,062	6,457	7,316	6,210	6,720	8,287	9,035	13,197	15,784	17,492
Equity	42,819	45,850	47,877	43,846	47,480	49,357	48,986	50,721	67,741	84,033
Total equity and liabilities	246,151	290,112	333,107	374,908	404,897	465,077	485,505	565,940	640,950	703.508
Ratios
Return on equity (%)*	5.0	11.0	13.4	7.6	7.6	5.6	7.1	5.1	12.8	12.9
Return on total assets (%)*	1.0	1.3	1.5	0.8	0.8	0.8	0.9	0.5	1.8	2.0
Dividend cover (times)	0.7	5.0	3.7	2.1	2.2	2.6	3.5	2.6	9.0	4.0
Liquidity coverage (%)	111.1	168.8	108.5	113.5	140.5	204.4	136.2	202.3	597.5	280.3
Cost to income ratio (%)	51.8	44.7	41.1	49.7	55.0	49.0	45.5	32.8	29.4	42.7
Share information
Market value per share (LKR)	168.10	122.50	124.00	93.00	91.90	65.30	60.00	32.00	79.60	113.75
Earnings per share (LKR)	4.03	12.41	16.65	10.44	7.14	7.83	10.14	6.75	17.27	19.40
Price earnings ratio (times)	41.71	9.87	7.45	8.91	12.87	8.34	5.92	4.74	4.61	5.86
Earnings yield (%)	2.40	10.13	13.43	11.23	7.77	11.99	16.90	21.09	21.70	17.05
Dividend per share (LKR)	2.50	4.50	5.00	3.50	3.00	2.98	3.00	2.00	5.00	6.00
Gross dividend (LKR Mn)	1,591	663	1,193	1,325	928	913	918	962	805	2,110
Other information
Number of employees	1,445	1,642	1,770	1,860	2,076	2,072	2,191	1,989	2,109	2,439

* After eliminating fair value reserve