Disclosure Requirements		Description
1.	Information about the Significance of Financial Instruments for Financial Position andPerformance
1.1	Statement of Financial Position
1.1.1	Disclosures on categories of financial assets and financialliabilities	Notes to the financialstatements:Note 25 – Classification of financial assets and financialliabilities
1.1.2	OtherDisclosures
	i. Special disclosures about financial assets and financial liabilities designated to be measured at fair value through profit or loss, including disclosures about credit risk and market risk, changes in fair values attributable to these risks and the methods ofmeasurement	Not designated Principal accounting policies:Note 5.3.9 – Designation at fair value through profit or loss
		Notes to the financialstatements:Note 08 – Financialrisk review
	ii. Reclassifications of financial instruments from one category to another	Principal accounting policies:Note 5.3.3 – Reclassification of financial assets
	iii. Information about financial assets pledged as collateral and about financial or non–financial assets held as collateral	Notes to the financialstatements:Note 46.1 – Assets pledged as security
	iv. Reconciliation of the allowance account for credit losses by class of financial assets	Note the financial statements: Note 33.5 – Movement in impairment during the year
	v. Information about compound financial instruments with multiple embeddedderivatives	The Bank does not have compound financial instruments with multiple embeddedderivatives
	vi. Breaches of terms of loan agreements	None
1.2	Statement of Comprehensive Income
1.2.1	Disclosures on items of income, expense, gains and losses	Notes to the financial statements: Notes 10 to 22
1.2.2	OtherDisclosures
	i. Total interest income and total interest expense for those financial instruments that are not measured at fair value through profit and loss	Notes to the financialstatements:Note 11 – Net interest income
	ii. Fee incomeand expense	Notes to the financialstatements:Note 12 – Net fee and commission income
	iii. Amount of impairment losses by class of financial assets	Notes to the financialstatements:Note 16 – Impairment for loans and other losses
	iv. Interest income on impaired financial assets	Notes to the financialstatements:Note 11 – Net interest income
1.3	OtherDisclosures	Principal accounting policies:
1.3.1	Accounting policies for financialinstruments	Note 5.3 – Financialassets and Financialliabilities
1.3.2	Financial liabilities designatedas at FVTPL	Notes to the financialstatements:Note 30 – Financial Assets Measured at Fair Value Through Profit or Loss
1.3.3	Investments in equity instruments designatedas at FVOCI	Notes to the financialstatements:
	i. Details of equity instruments that have been designated as at FVOCI and the reasons for the designation;	Note 34 – Financial Assets Measured at Fair Value Through Other Comprehensive Income
	ii. Fair value of each investment at the reporting date;	Notes 34.1 – Quoted OrdinaryShares and Notes 34.2 – Unquoted Ordinary Shares
	iii. Dividends recognised during the period, separately for investments derecognised during the reporting period and those held at the reporting date;	Note 15 – Net Other Operating Income
	iv. Any transfers of the cumulative gain or loss within equity during the period and the reasons for those transfers	Statement of Profit or Loss and Other Comprehensive Income and Statement of Changes in Equity
	v. If investments in equity instruments measured at FVOCI are derecognised during the reporting period,	Statement of Profit or Loss and Other Comprehensive Income and Statement of Changes in Equity
	– reasons for disposing of the investments;
	– fair value of the investments at the date of derecognition; and
	– the cumulative gain or loss on disposal.
1.3.4	Reclassifications of financial assets
1.3.5	Information on hedgeaccounting.	Notes to the financialstatements:Note 29 – Derivative financial assets/liabilities
1.3.6	Information about the fair values of each class of financial asset and financial liability,along with:
	i. Comparable carrying amounts	Notes the financialstatements:Notes 9.1 to 9.4.9 – Fair values of financialinstruments
	ii. Description of how fair value was determined	Notes to the financialstatements:Note 9 – Fair values of financialinstruments
	iii. The level of inputs used in determining fair value	Notes to the financialstatements:Notes 9.1 – Valuation models
	iv. a. Reconciliations of movements between levels of fair value measurement hierarchy b. Additional disclosures for financial instruments that fair value is determined using level 3 inputs	There were no movements between level of fair value hierarchy during the year under review
	v. Information if fair value cannot be reliably measured	Notes to the financialstatements:Notes 9.4.1 to 9.4.9
2.	Information about the Nature and Extent of Risks Arising from FinancialInstruments
2.1	QualitativeDisclosures
2.1.1	Risk exposures for each type of financial instrument	Notes to the financialstatements:Note 8 – Financialrisk review
2.1.2	Management’s objectives, policies, and processes for managingthose risks	Notes to the financialstatements:Note 8 – Financialrisk review
2.1.3	Changes from the prior period	Notes to the financialstatements:Note 62 – Comparative figures
2.2	QuantitativeDisclosures
2.2.1	Summary of quantitative data about exposure to each risk at the reporting date	Notes to the financialstatements:Note 8 – Financialrisk review
2.2.2	Disclosures about credit risk, liquidity risk, market risk, operational risk, interest rate risk and how these risks are managed.
	i. Credit Risk
	a. Maximum amount of exposure (before deducting the value of collateral), description of collateral, information about credit quality of financial assets that are neither past due nor impaired and information about credit quality of financial assets.	Notes to financialstatements:Note 8.2.3 – Credit quality analysis
		Note 8.2.3 – Credit quality analysis
	b. For financial assets that are past due or impaired, disclosures on age, factors considered in determining as impaired and the description of collateral on each class of financial asset.	Notes to the financialstatements:Note 8.2.3 – Credit quality analysis
		Note 8.2.4 – Collateral held and other creditenhancement
		Note 8.2.5 – Amounts arising from ECL
	c. Information about collateral or other credit enhancements obtained or called.	Notes to the financialstatements:Note 8.2.4 – Collateral held and other creditenhancement
	d. For other disclosures, please refer Banking Act Direction No. 7 of 2011 on Integrated Risk Management Framework for Licensed Banks (Section H).	Notes to the financialstatements:Note 8.2 – Credit risk (Financial risk review)
	ii. Liquidity Risk
	a. A maturity analysis of financial liabilities.	Notes to the financialstatements:Notes 8.3.3 – Maturity analysis of financial liabilities and financial assets
	b. Description of approach to riskmanagement.	Notes to the financialstatements:Note 8 – Financialrisk review
	c. For other disclosures, please refer Banking Act Direction No. 7 of 2011 on Integrated Risk Management Framework for Licensed Banks (Section H).	Notes to the financialstatements:Note 8.3 – Liquidity risk (Financial risk review)
	d. For other disclosures, refer Pillar III disclosures of the Banking Act Directions No. 01 of 2016 on Capital Requirements under Basel III for Licensed Banks.	SupplementaryInformationQuantitative Disclosures as per Schedule Iii of the Banking Act DirectionNo. 01 of 2016, Capital Requirements Under Basel Iii
	iii.Market Risk
	a. A sensitivity analysis of each type of market risk to whichthe entity is exposed.	Notes to the financialstatements:Note 8.4 – Market risk financialrisk review
	b. Additional information, if the sensitivity analysis is not representative of the entity’s risk exposure.	None
	c. For other disclosures, please refer Banking Act Direction No. 7 of 2011 on Integrated Risk Management Framework for Licensed Banks (Section H).	Notes to the financialstatements:Note 8.4 – Market risk financialrisk review
	d. For other disclosures, refer Pillar III disclosures of the Banking Act Directions No. 01 of 2016 on Capital Requirements under Basel III for Licensed Banks.	SupplementaryInformationQuantitative Disclosures as per Schedule Iii of the Banking Act DirectionNo. 01 of 2016, Capital Requirements Under Basel Iii
	iv. Operational Risk
	a. Please refer Banking Act Direction No. 7 of 2011 on Integrated Risk Management Framework for Licensed Banks (Section H).	Notes to the financialstatements:Note 8.5 – Operational risk financial risk review
	b. For other disclosures, refer Pillar III disclosures of the Banking Act Directions No. 01 of 2016 on Capital Requirements under Basel III for Licensed Banks.	SupplementaryInformationQuantitative Disclosures as per Schedule Iii of the Banking Act DirectionNo. 01 of 2016, Capital Requirements Under Basel Iii
	v. Equity Risk in the Banking Book
	a. QualitativeDisclosures
	Differentiation between holdings on which capital gains are expected and those taken under other objectives including for relationship and strategic reasons.	Notes to the financialstatements:Note 8.4.2.1 – Equity price risk
	Discussion of important policies covering the valuation and accounting of equity holdings in the banking book.	Note 5.1.1 to 5.1.7 – Basis of consolidationNote 35 – Investments in subsidiariesNote 36 – Investments in associatesNote 37 – Investments in joint venture
	b. QuantitativeDisclosures
	Value disclosed in the statement of financial position of investments, as well as the fair value of those investments; for quoted securities, a comparison to publicly quoted share values where the share price is materially different from fair value.	Notes to the financialstatements:Note 30 – Financial assets measured at fair value through profit or lossNote 34 – Financial assets measured at fair value through other comprehensive income
	The types and nature of investments. The cumulative realised gains/(losses) arising from sales and liquidations in the reporting period.	Notes to the financialstatements:Note 13 – Net gains from tradingNote 14 – Net gains from derecognition of financial assetsNote 15 – Net other operating income
	vi. Interest Rate Risk in the Banking Book
	a. QualitativeDisclosuresNature of interest rate risk in the banking book (IRRBB) and key assumptions.	Notes to the financialstatements:Note 8 – Financialrisk review
	b. QuantitativeDisclosures	Notes to the financialstatements:Note 8 – Financialrisk reviewNote 8.4.4.1 – Potential impact on NII due to change in market interest rates
	The increase/(decline) in earnings or economic value (or relevant measure used by management) for upward and downward rate shocks according to management’s method for measuring IRRBB, broken down by currency (as relevant).
2.2.3	Information on concentrations of risk.	Notes to the financialstatements:Note 8 – Financialrisk review
3.	OtherDisclosures
3.1	Capital
3.1.1	Capital Structure
	i. Qualitative Disclosures.	Notes to the financialstatements:Note 8.6.1 – Key regulatory ratios – capital adequacy
	Summary information on the terms and conditions of the main features of all capital instruments, especially in the case of innovative, complex or hybrid capital instruments.
	ii. Quantitative Disclosure	Notes to the financialstatements:Note 8.6.1 – Key regulatory ratios – capital adequacy
	a. The amount of Tier1 capital, with separate disclosure of: Paid-up share capital/common stockReserves Non-controlling interests in the equity of subsidiaries Innovative instruments Other capital instruments Deductions from Tier 1 capital b. The total amount ofTier 2 and Tier 3 capital c. Other deductions from capital d. Total eligible capital
3.1.2	Capital adequacy
	i. QualitativeDisclosures	Notes to the financialstatements:Note 8.6 – Capital management
	A summary discussion of the Bank’s approach to assessing the adequacy of its capital to support current and futureactivities.
	ii. QuantitativeDisclosures
	a. Capital requirements for credit risk, market risk and operational risk	Notes to the financialstatements:Note 8.6 – Capital management
	b. Total and Tier 1 capital ratio	Notes to the financialstatements:Note 8.6.1 – Key regulatory ratios – capital adequacy