| Full Annual Report |
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| Annual Report of the Board of Directors |
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| Introducing our 50th Annual Report |
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| About the Bank |
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| Financial Highlights |
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| A Snapshot of the Banks Profile |
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| Chairman’s Statement |
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| Managing Director’s Review |
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| Board of Directors and Profiles |
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| Our Value Creation Model |
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| Managing Financial Capital |
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| Managing Funding and Liquidity |
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| Creating a Sustainable Future |
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| Operating Environment |
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| Connecting with Stakeholders |
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| Material Matters |
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| Introduction |
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| Prudent Growth |
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| Customer Centricity |
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| Lead by Innovation |
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| Operational Excellence |
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| Awards and Accolades |
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| Our Journey |
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| Risk Management |
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| Financial Review |
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| Financial Calendar – 2018 |
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| Independent Auditors’ Report |
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| Financial Statements Highlights – Bank |
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| Financial Statements – Table of Content |
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| Income Statement |
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| Statement of Profit or Loss and Other Comprehensive Income |
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| Statement of Financial Position |
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| Statement of Changes in Equity – Group |
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| Statement of Changes in Equity – Bank |
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| Statement of Cash Flows |
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| Notes General |
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| Notes Income Statement |
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| Notes Assets |
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| Notes Liabilities and Equity |
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| Notes Other Disclosures |
| Annex 1: Investor Relations |
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| Annex 2: Governance |
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| Annex 3: Risk Management Report |
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| Annex 4: GRI Content Index |
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| Annex 5: Materiality Mapping |
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| Annex 6: Independent Assurance Reports |
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| Annex 7: Our Sustainability Footprint |
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| Annex 8: Decade at a Glance |
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| Annex 9: Income Statement (US Dollars) |
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| Annex 10: Statement of Financial Position (US Dollars) |
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| Annex 11: Correspondent Banks and Agent Network |
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| Annex 12: Group Structure |
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| Annex 13: Glossary of Financial and Banking Terms |
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| Annex 14: Acronyms and Abbreviations |
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| Annex 15: Alphabetical Index |
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| Notice of Meeting – Annual General Meeting |
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| Circular to the Shareholders on the Final Dividend for 2018 |
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| Notice of Meeting – Extraordinary General Meeting |
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| Circular to the Shareholders on Proposed Debenture Issue |
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| Corporate Information |
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