| Full Annual Report |
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| Citizens Development Business Finance PLC Annual Report of the Board of Directors 2020/21 |
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| Who we are |
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| Empowering Generations for 25 Years |
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| Recognition along Our Journey |
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| Our Strategy for 2021–2030 |
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| Performance Snapshot 2020/21 |
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| Chairman’s Letter |
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| Managing Director/Chief Executive Officer’s Review |
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| Chief Financial Officer’s Analysis |
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| Customers |
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| CDB team |
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| Environment |
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| Society |
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| Regulators |
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| Business partners |
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| Investors |
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| Risk management |
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| Corporate governance |
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| Board of Directors |
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| Corporate management team |
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| Management team |
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| Board Committee reports |
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| Statement of Directors’ responsibility |
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| Directors' statement on internal control over financial reporting |
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| Auditor’s assurance report on the Directors’ statement on internal control |
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| Financial calendar |
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Financial Highlights |
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| Independent Auditor’s report |
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| Statement of Profit or Loss and Other Comprehensive Income |
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| Statement of Financial Position |
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| Statement of Changes in Equity |
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| Statement of Cash Flows |
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| Notes to the Financial Statements |
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| Quarterly statistics |
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| Economic value added statement |
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| Ten year statistical summary |
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| USD accounts |
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| Sustainability assurance report |
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| GRI content index |
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| Branch network |
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| Corporate information |
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